When anyone opens a current account at a bank, he ...

第1题

Why is there no risk to the customer when a bank prints the customer’s name to his cheques

Why is there no risk to the customer when a bank prints the customer’s name to his cheques When anyone opens a current account at a bank, he is lending the bank money, repayment of which he may demand at any time, either in cash or by drawing a check in favor of another person. Primarily, the bank-customer relationship is that of debtor and creditor who is which depending on whether the customer’s account is in credit or overdrawn. But, in addition to that basically simple concept, the bank and its customer owe a large number of obligations to one another. Many of these obligations can give rise to problems and complications but a bank customer, unlike, say, a buyer of goods, cannot complain that the law is loaded against him. The bank must obey its customer’s instructions, and not those of anyone else. When, for example, a customer first opens an account, he instructs the bank to debit （）

A．must always be in credit

B．can’t draw any money if you’re overdrawn

C．can draw money without notice

D．can’t pay money to anyone else

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第2题

When anyone opens a current account at a bank, he is lending the bank money. He may （1)___

When anyone opens a current account at a bank, he is lending the bank money. He may (1)_____ the repayment of the money at any time, either (2)_____ cash or by drawing a check in favor of another person. (3)_____, the banker-customer relationship is that of debtor and creditor who is (4)_____ depending on whether the customer's account is (5)_____ credit or is overdrawn. But, in (6)_____ to that basically simple concept, the bank and its customer (7)_____ a large number of obligations to one another. Many of these obligations can give (8)_____ to problems and complications but a bank customer, unlike, say, a buyer of goods, cannot complain that the law is (9)_____ against him.

The bank must (10)_____ its customer's instructions, and not those of anyone else. (11)_____, for example, a customer opens an account, he instructs the bank to debit his account only in (12)_____ of checks drawn by himself. He gives the bank (13)_____ of his signature, and there is a very firm rule that the bank has no right or (14)_____ to pay out a customer's money (15)_____ a check on which its customer's signature has been (16)_____ It makes no difference that the forgery may have been a very (17)_____ one: the bank must recognize its customer's signature. For this reason there is no (18)_____ to the customer in the practice, (19)_____ by banks, of printing the customer's name on his checks. If this (20)_____ Forgery, it is the bank that will lose, not the customer.

A．acquire

B．deposit

C．demand

D．derive

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第3题

Why is there no risk to the customer when a bank prints the customer's name to his cheques

？

When anyone opens a current account at a bank, he is lending the bank money, repayment of which he may demand at any time, either in cash or by drawing a check in favor of another person. Primarily, the bank-customer relationship is that of debtor and creditor who is which depending on whether the customer's account is in credit or overdrawn. But, in addition to that basically simple concept, the bank and its customer owe a large number of obligations to one another. Many of these obligations can give rise to problems and complications but a bank customer, unlike, say, a buyer of goods, cannot complain that the law is loaded against him.

The bank must obey its customer's instructions, and not those of anyone else. When, for example, a customer first opens an account, he instructs the bank to debit (把……记入借方) his account only in respect of checks drawn by himself. He gives the bank specimens of his signature, and there is a very firm rule that the bank has no right or authority to pay out a customer's money on a check on which its customer's signature has been forged. It makes no difference that the forgery may have been a very skillful one: the bank must recognize its customer's signature. For this reason there is no risk to the customer in the practice, adopted day banks, of printing the customer's name on his checks, ff this facilitates forgery, it is the bank which will lose, not the customer.

When you have a bank account, you ______. ()

A．must always be in credit

B．can't draw any money if you're overdrawn

C．can draw money without notice

D．can't pay money to anyone else

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第4题

Anyone who opens a current account at a bank he is lending the bank money, repayment of wh

Anyone who opens a current account at a bank

he is lending the bank money, repayment of which he 【M1】______

may demand at any time, either cash or by drawing a 【M2】______

check in favor of another person. Primarily, the bankercustomer

relationship which is of debtor and creditor— 【M3】______

which is depending on whether the customer's

simple account is in credit or is overdrawn. But, in

addition on that basically simple concept, the bank and 【M4】______

its customer owe a large number of obligations to one

and another. Many of these obligations give rise to problems 【M5】______

and complications, but a bank customer, unlike, say, a buyer

of goods, cannot complain that the law is loaded against him.

The bank must obey its customer's instructions, and not

those of anyone else. When, for example, a customer

first opens an account, he instructs the bank to enter its

count only in respect of checks drawn by himself. 【M6】______

He gives the bank specimens of his signature, and there

is a very firm rule that the bank has no right or obligation

to pay out a customer's money on a check on which

its customer's signature has forged. It makes no difference 【M7】______

that the signature maybe a very skillful one: the bank must 【M8】______

recognize its customer's signature. For this reason there

are no risk to the customer in the modern practice, adopted 【M9】______

by some banks, of printing the customer's name on his

check. If this facilitates forgery, this is the bank which will 【M10】______

lose, not the customer.

【M1】

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第5题

根据下列材料回答下列各题。 Passage Four Why is there no risk to the customer when a ba

nk prints the customer’s name to his cheques？ Wenn yone opens a cuITent account at a bank，he is lending the bank money，repay．ment of which he mayDemand at any time，either in cash or byDrawing a check in favor of an-other person. Primarily，the bank—customer relationship is that ofDebtor and creditor-who iswhichDepending on whether the customer's account is in credit or overdrawn．But．in additionto that basically simple concept，the bank and its customer owe a large number of obligations toone another.Many of these obligations Can give rise to problems and complications but a bankcustomer,unlike，say，a buyer of goods，cannot complain that th．e law is loaded against him．The bank must obey its cUStomer's instructions，and not those of anyone else．When, forexample，a customer first opens an account，he instructs the bank toDebit(把……记入借方)his aecount only in respect of ehecksDrawn by himself．He gives the bank specimens of his819nature，and there is a very firm rule that the bank has no right or authority to pay out acustomer’s money on a check on which its customer's signature has been forged．It makes nodifference that the fbrgery may haye been a very skillful one：the bank must recogllize itscustomer's signature．For this reason there is no risk to the customer in the practice，adoptedday banks，of printing the customer's name on his checks．If this facilitates forgery，it is thebank which will lose，not the customer． When you have a bank account，you_________．

A.must always be in credit

B.Can’t draw any money if you’re overdrawn

C.can draw money without notice

D.Can’t pay money to anyone else

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第6题

If you walk through the streets of any big city at six or seven in the morning, the chance

s are you will see women hurrying along, pushing prams(婴儿推车). You may see more than one women【C1】______on tile same door and, as it opens, quickly kiss the child,【C2】______a package of nappies and hurry off down the street to clock on the early【C3】______in an office, leaving their children to a child-minder -- a woman who may be doing the job legally or illegally, well or【C4】______Brian Jackson, director of the Child-minding Researching Unit, and his【C5】______have done a great deal of work in finding out【C6】______it means for a child to spend the first years of life【C7】______the care of a child-minder.

【C8】______law, anyone who looks after a child for more than two hours a day and【C9】______paid must be registered.【C10】______the punishment is a 50 pounds【C11】______Local authorities are responsible for the【C12】______and supervision of minders. The regulations【C13】______adequate provision for fire, safety and health. Very few minders can【C14】______these. Yet, not many boroughs give【C15】______assistance. "This means," Brian Jackson says, "that【C16】______you have one registered minder tested and proved by the local authorities, you can be sure that you will get a dozen unregistered,【C17】______minders at work."

The researchers found themselves【C18】______into the role of private investigators when they conduct their【C19】______Getting up early to do a" Dawn Watch" following mothers through cold, dark streets and【C20】______where they left their babies, Jackson says, was a long, slow process.

【C1】

A．knock

B．stop

C．stick

D．insist

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第7题

The duty-free shop at the airport opens ______ hours and the duty-free shop on cruise ship opens when it ______ the port.

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第8题

20. Different from Chinese atmosphere, western people eat quietly. When the hostess opens the napkin the dinner starts.

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第9题

A robot brain surgeon anesthetized your brain when he opens your braincase and peers insid

e.

A．Y

B．N

C．NG

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When anyone opens a current account at a bank, he is lending the bank money, repaying of w