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提问人:网友xiaokang088 发布时间:2022-01-07
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听力原文:W: Do the banks set the same credit lines to all the customers?M: No. Banks norma

听力原文:W: Do the banks set the same credit lines to all the customers?

M: No. Banks normally set different credit lines to different groups of cardholders. That depends on the personal income, the occupation, and to a large extent, on the creditworthiness of the customer.

Q: What will be the credit line if a customer is a professor and has a good reputation?

(20)

A.The credit line will be lower than usual.

B.The credit line will be higher than usual.

C.The credit line will be as usual.

D.The credit line will be indefinite.

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更多“听力原文:W: Do the banks set the same credit lines to all the customers?M: No. Banks norma”相关的问题
第1题
听力原文:M: Most banks tend to decline loan proposals which are highly speculative.W: I th

听力原文:M: Most banks tend to decline loan proposals which are highly speculative.

W: I think because the banks expect the loan to generate sufficient profit and positive cash-flow for themselves and for the clients.

Q: What will the banks usually do to the highly speculative loan proposals?

(15)

A.The banks will disapprove them.

B.The banks will approve them.

C.The Bank will benefit from the loans.

D.The bank will make profit from lending.

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第2题
听力原文:M: Banks may borrow emergency funds from the Fed to meet an unusual demand for ca
sh by depositors.

W: Thus, Fed serves as a source of last resort for emergency funds. It is one of the major objectives of the Federal Reserve System.

Q: What will the banks do when there is an unusual demand for cash by depositors?

(15)

A.To serve as a source of last resort.

B.To be one of the major objectives.

C.To transfer depositors' funds from one bank to another.

D.To borrow emergency funds from the Fed.

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第3题
听力原文:M: Oh, my God! Jessica. It's five p. m. now. Tomorrow is Saturday. The credit wil
l expire on Sunday. Weekend is non-business day. We cannot make it today. What shall we do?

W: Don't worry. Banks will accept presentation on the following business day.

Q: When will the bank deal with the credit if the expiry date of a credit fails on a non-business day?

(19)

A.On every business day.

B.On Tuesday.

C.On Wednesday.

D.On the following business day.

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第4题
SECTION ACONVERSATIONSDirections: In this section you will hear several conversations. Lis

SECTION A CONVERSATIONS

Directions: In this section you will hear several conversations. Listen to the conversations carefully and then answer the questions that follow.

听力原文:M: Hello, Susan. What are you reading?

W: An article on banks and banking.

M: Goodness! How boring!

W: I find it interesting. Do you know what a bank's functions are?

M: Of course. It cashes my checks when I have any, and it keeps my money when I have any.

W: Stop joking. They also transfer funds to other banks within the same country or to banks in foreign countries.

M: That's true. I remember I once had to send some money to my sister in Cairo and father sent me to our bank, and it was all very simple.

W: And remember that in a bank you can buy travelers' checks, foreign currency and letters of credit.

M: Quite right.

W: And banks do much more than that. They grant loans to consumers, business firms, and even governments.

M: Do you think I could get a loan? I'd like to start my own fashion store in London. You know, I am always keen on fashion.

W: Yes. You can mortgage your house to get up to $ 450,000 from the bank.

M: The question of banks is an interesting one.

W: Sure it is.

M: I'd like to read that article once you've finished with it, if you don't mind.

What is one service that banks do not provide?

A.Cashing checks.

B.Granting loans to major international organizations.

C.Selling traveler's checks.

D.Transferring funds.

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第5题
听力原文:M: Jenny, what do you think a millionaire should be tike?W: Well, a millionaire i

听力原文:M: Jenny, what do you think a millionaire should be tike?

W: Well, a millionaire is someone who owns a huge wealth of oiI wells, railroad shares, property, banks or the size of their factories and staff. The giant industrial magnate— Ford, Rockefeller, etc.

M: But today, many of the leading millionaires are not connected with any business production. They are stars who appear in films, play sports, speculate in property or sing rock and roll music.

W: That's not strange. I just wonder what kinds of stars earn most.

M: The sports stars. They are not only paid for appearing in various sports and doing well at a professional level, but they earn huge sums from advertising endorsements, appearance money, and alliance with sponsors.

W: How rich are they?

M: Michael Jordan, the leading basketball player in the United States used to earn $16 million in addition to his $30 million salary for the endorsements he agreed to.

W: Wow! What about football stars? Do they earn as much?

M: The leading football players are some of the outstanding sports earners in the world. Business Age magazine listed them recently, and the top four were the stars from Brazil.

W: I think these new millionaires are much luckier than the Ford generation, because they are still quite young when they become millionaires.

M: That's right. Eleven of the top 15 of the outstanding football earners are under the age of 30.

W: I wish I could be as rich as them when I am 91.

(23)

A.Oil wells owners.

B.Bankers.

C.Railroad shareholders.

D.Sports stars.

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第6题
听力原文:M: Morning, Alice. Still having problems with your faucet?W: No, got that fixed.

听力原文:M: Morning, Alice. Still having problems with your faucet?

W: No, got that fixed. But I have another headache—trying to make a decision about credit cards. Well, I need one but which one?

M: Yes, that is tricky, especially since the rates are not standard.

W: That's fight. What people don't realize is that the credit associations like Visa and MasterCard don't issue credit cards or set terms and interest rates individual banks do,

M: So you will need to investigate what interest rates are charged by different issuers.

W: Yes, also how the rates are actually calculated, I think.

M: Alice, you should remember to ask them what roles you must follow to maintain these rates. If you don't pay off your bill, all new charges will begin rising immediately.

W: Yes, that's another problem and banks charge varying amounts for annual membership, late payments and exceeding your credit line.

M: You know, I read somewhere that 70% of people with credit cards pay interest on their purchases and only about 2% of the cardholders knew the interest rate they were being charged. Nearly all credit card debt carries an interest rate of 24% or less.

W: Wow, I guess I should ask a few hard questions.

(1)

A.She is not sure whether to get a credit card or not.

B.She is not sure how to use a credit card.

C.She is not sure which credit card to choose.

D.She is not sure how much credit line she needs.

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第7题
听力原文:In dealing with collections, banks will do nothing but follow the collection orde
r.

(9)

A.In dealing with collections, banks will do nothing to follow the collection order.

B.Banks will do something in dealing with the collection order.

C.Banks should strictly follow the instructions in the collection order.

D.In dealing with collections, the bank is usually useless.

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第8题
听力原文:M: .., And where do you recommend I shall stay? What's the Holiday Inn like?W: If

听力原文:M: .., And where do you recommend I shall stay? What's the Holiday Inn like?

W: Ifs nice there. It's in the city centre and has all the usual business facilities you'll need. The service is first class.

M: Oh, good. So I'll get a room there. Now, what's the best way to get into the hotel from the airport? Should I take a taxi?

W. Well, you can, but you don't have to. The subway; system is very convenient.

M: MMM ... , Can you tell me something about the business hours? I mean, what time are the banks open?

W: The banks? They open at half past eight and close at four thirty.

M: I see. And are they open on Saturday too?

W: I'm afraid not. And I'd better warn you, the shops close early on Saturday. During the week they're open until half past six, but on Saturdays they close al four.

M: At four! Right. Now, what's the weather like at this time of year?

W: Well, it's usually warm. But sometimes it turns very cold and wet. So don't forget to take what you may need with you. By the way, when are you going on this trip?

M: Oh, not until the middle of the month. The fifteenth, I think. Anything else you want to advise me?

W: No, nothing I can see. It's a nice country, peaceful and calm, and people are friendly. I'm sure you’ll enjoy your stay there.

(23)

A.How to arrange for a trip.

B.How to book a satisfactory room.

C.When the shop will be closed.

D.What the weather is like.

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第9题
听力原文:M: What is a cheque card?W: It was originally issued in UK. British banks started

听力原文:M: What is a cheque card?

W: It was originally issued in UK. British banks started to issue cheque cards in 1965, and as from 1969 all the main commercial banks in Britain agreed to issue a standardized form. of cheque card.

Q: What happened to British banks in 1969?

(17)

A.All the main commercial banks in Britain agreed to issue a standardized form. of cheque card.

B.British banks started to issue credit cards.

C.Customers of British banks may cash their cheques in European countries.

D.Commercial banks in the United States began to issue cheque card.

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第10题
听力原文:M: Can you give an example of types of risks Banks face?W: Yes. The major type of

听力原文:M: Can you give an example of types of risks Banks face?

W: Yes. The major type of risks is called credit risk. It means a counterpart fails to perform. according to a contractual arrangement.

Q: What are they talking about?

(13)

A.A contractual arrangement.

B.A counterpart.

C.Many types of risks.

D.Credit risk.

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