Why is there no risk to the customer when a bank prints the customer’s name to his cheques

Why is there no risk to the customer when a bank prints the customer’s name to his cheques When anyone opens a current account at a bank, he is lending the bank money, repayment of which he may demand at any time, either in cash or by drawing a check in favor of another person. Primarily, the bank-customer relationship is that of debtor and creditor who is which depending on whether the customer’s account is in credit or overdrawn. But, in addition to that basically simple concept, the bank and its customer owe a large number of obligations to one another. Many of these obligations can give rise to problems and complications but a bank customer, unlike, say, a buyer of goods, cannot complain that the law is loaded against him. The bank must obey its customer’s instructions, and not those of anyone else. When, for example, a customer first opens an account, he instructs the bank to debit （）

A．must always be in credit

B．can’t draw any money if you’re overdrawn

C．can draw money without notice

D．can’t pay money to anyone else