题目内容
（请给出正确答案）
A.信用期限
B.信用标准
C.折扣期限
D.现金折扣率
参考答案
简答题官方参考答案
（由简答题聘请的专业题库老师提供的解答）
网友提供的答案
更多“根据以下内容，回答下列各题。 2012年，ABC公司给客户甲的信用条件是“5/10，2/20，n/60”。2013年，公司”相关的问题
A. 信用期限
B. 信用标准
C. 折扣期限
D. 现金折扣率
(1)本信用证是电开还是信开？如果是电开，属于哪一类？
(2)本信用证是可撤销的，还是不可撤销的？
(3)本信用证的到期日是何时？到期地点是哪里？
(4)本信用证的使用方式是什么？
(5)本信用证是自由议付，还是限制议付？
(6)本信用证是否允许转运？是否允许分批装运？
(7)本信用证的最迟装运日是何时？
(8)本信用证的申请人、受益人是谁？
(9)本信用证要求提供哪些单据？
(10)本信用证对汇票有何要求？对保险单据有何要求？对发票有何要求？
RCVD * 27/ SEQUENCE OF TOTAL
RCVD * 1/1
RCVD * 40A/ FORM OF DOCUMENTARY CREDIT
RCVD * IRREVOCABLE
RCVD * 20/ DOCUMENTARY CREDIT NUMBF R
RCVD * 9812/20487923
RCVD * 31D/ DATF, AND PIJACE OF EXPIRY
RCVD * 990121P. R. C．
RCVD * 1999- 01- 21
RCVD * 50/ APPLICANT
RCVD * NEW CHEM INC.
RCVD * AUCKLAND, NEW ZEALAND
RCVD * 59/ BENEFICIARY
RCVD * GUANGZHOU FOREIGN TRADE CORP.
RCVD * GUANCZHOU, P. R. C．
RCVD * 32B/ CURRENCY CODE, AMOUNT
RCVD * USD 34870. 00
RCVD * US DOLLAR
RCVD * 34870. 00
RCVD * 39A/ PERCENTACE C．RF,DIT AMOUNT TOLERANCE
RCVD * 41D/ AVAILABLF WITH...BY...——NAME/ADDR
RCVD * ANY BANK
RCVD * BY NEGOTIATION
RCVD * 42C/ DRAFTS AT...
RCVD * SIGHT FOR FULL INVOICE VALUE
RCVD * 42A/ DRAWEE——BJC
RCVD * WPACNZZWAKL
RCVD * WFlSTPAC BANKING CORPORATION
RCVD * A UCKLAND
RCVD * 43P/ PARTIAL SHIPMENTS
RCVD * NOT ALLOWED
RCVD * 43T/ TRANSSHIPMENT
RCVD * ALLOWED
RCVD * 44A/ ON BOARD/DISP/TAKINC CHARGE
RCVD * ANY P. R. C． PORT
RCVD * 44B/ FOR TR_ANSPORTATION TO
RCVD * AUCKLAND, NEW ZEALAND
RCVD * 44C/ LATFST DATE OF SHIPMENT
RCVD * 981213
RCVD * 1998- 12- 13
RCVD * 45A/ DESCP OF GOODS AND/OR SERVICE
RCVD * BLACK SILICON CARBIDE CIF AUCKLAND
RCVD * 46A/ DOCUMENTS REQUJRED
RCVD * + COMMF,RCIAL INVOICES
RCVD * +FULL SET OF CLEAN ON BOARD
RCVD * BILLS OF LADINC MADE OUT TO ORDER BLANK ENDORSED
RCVD * MARKED"FREICHT PRE"PAID" AND NOTIFY APPLICANT
RCVD * +INSURANCE POLICY OR CERrrIFICATE COVERINC OCEAN
RCVD * MARINE TRANSPORTATION ALL RISKS AND WAR RISKS
RCVD * +PACKINC LIST
RCVD * + CERTIFICA TE OF ANALYSIS
RCVD * + BENEFICIARY CERTIFICATF STATING BATCH
RCVD * NUMBERS APPEAR ON ALL DOCUMENTS AND PACKAGES
RCVD * 47A/ ADDITIONAL CONDITIONS
RCVD * DRAFTS DRAWN HEREUNDER MUST BEAR
RCVD * DOCUMENTARY CREDIT NUMBER AND DATE
RCVD * THEREEOR EACH PRESENTATION OF
RCVD * DISCREPANCIES DOCUMENTS UNDER THIS CREDIT,
RCVD * A FEE OF NZD70.00 (OR ITS EQUIVALENT
RCVD * IN THE CURRENCY OF YOUR DRAWINC) IS FOR
RCVD * ACCOUNT OF BENEFICIARY AND MUST BE
RCVD * DEDUCTED FROM YOUR REIMBURSEMENT
RCVD * CLAIM OR WILL BE DEDUCrFED FROM THE
RCVD * PROCEEDS (IN THE EVENT CLAIM IS PAID BY
RCVD * OURSELVES) .
RCVD * ALL DOCUMENTS IN DUPLICATE UNLESS
RCVD * OTHERWISE STATED.
RCVD * 71B/ CHARGES
RCVD * ALL BANK CHARGES OUTSIDE COUNTRY
RCVD * OF ISSUING BANK ARE FOR ACCOUNT
RCVD * OF BENEFICIARY.
RCVD * 48/ PERIOD FOR PRESENTATION
RCVD * DOCUMENTS TO BE PRESENTED WITHIN
RCVD * 21DAYS AFTER ISSUANCE OF BILL OF
RCVD * LADING BUT wirrHIN THE VALIDITY DATE OF
RCVD * THIS DOCUMENTARY CREDIT
RCVD * 49/ CONFIRMATION INSTRUCTIONS
RCVD * WITHOUT
RCVD * 78/ INSTRUCS TO PAY/ACCPT/NECOT BANK
RCVD * UPON RECEIPT OF COMPLJANT DOCUMENTS, WE
RCVD * UNDERTAKE TO REMIT PROCEEDS BY
RCVD * TELECRAPHIC TRANSFER IN TERMS OF YOUR
RCVD * INSrrRUCTONS WITHIN TWO BUSINESS DAYS,
RCVD * LESS OUR REIMBURSEMENT CHAREGES AND COSTS
RCVD * OF NZD80. 00, THE EQUIVALENT OF WHICH WILL
RCVD * BE DEDUCTED FROM YOUR CLAIM.
DRAFT AND
RCVD * DOCUMENTS ARE TO BE COURIERED IN ONE LOT
RCVD * TO WESTPAC BANKING CORPOR_ATION, NEW
RCVD * ZEALAND.
RCVD * SAC: SWIFT Authentication Correct
A. 信用授信客户的评级需达到A级（含）以上，若为总行级或省行级重点客户或目标客户，可适当放宽至BBB级（含），同时申报方案中需对叙做信用授信的必要性进行详细阐述。
B. 由于我行部分抵押率要求高于银行同业，为应对市场竞争，对BBB级（含）以上客户仅由抵押率差异问题而造成的授信敞口部分，可以采取信用授信方式，强调仅针对授信敞口部分，并在发起报告中作出表述。
C. 对信用授信应加强贷后管理，纳入重点后评价范围，通过后评价了解是否达到预期的授信目标。
D. 应审慎新增关联企业保证项下授信和信用授信；对于存量授信中由关联企业保证或信用授信的也要积极改善，增加抵质押或担保能力较强的非关联企业保证。
A.16
B.18
C.22
D.20
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