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提问人：网友haoziding 发布时间：2022-01-06

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短文理解听力原文：Credit card fraud is a big problem. Card fraud in the U.S. involving bank

短文理解

听力原文： Credit card fraud is a big problem. Card fraud in the U.S. involving bank cards alone totaled $ 680 million last year, which represented an increase of more than 35% over a 10-year period. However, the tide is beginning to turn, and the growth percentage of fraud is diminishing technologies are becoming more widely used. In 1994, Visa card fraud in the U. S. was as new equal to the figure posted in 1992. At Master Card, bogus card transactions rose 14% from 1993 to 1994. Even so, the growth rate has slowed considerably from the beginning of the decade. That looks good news for bankers and for average card holders as well.

21. What is the passage mainly about？

22.How much did bank card fraud involve in U.S. last year？

23.What conclusion can we draw concerning card fraud？

(21)

A．Bank card business.

B．Bank card fraud.

C．Technologies used in bank.

D．International card fraud.

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更多“短文理解听力原文：Credit card fraud is a big problem. Card fraud in the U.S. involving bank”相关的问题

第1题

短文理解听力原文：In the United States, even if you decide that you do not want to borrow i

短文理解

听力原文： In the United States, even if you decide that you do not want to borrow in order to go on vacation, it is still a good idea for you to have several major credit cards. These provide positive identification when renting an automobile and can be used for the deposit. The credit card receipts will serve as an accurate record of all hotel, plane, train, and restaurant expenses. The use of credit cards avoids the necessity of carrying large amount of cash, purchasing large amounts of traveler's cheeks and keeping track of them, or attempting to use personal checks in places other than your own locality.

Many major credit cards provide an instant cash service in case you run out of money. American Express, for example, has set up machines in major airports in which you can purchase traveler's checks using your American Express card.

21. The credit card receipts will serve as accurate record for all but which of the following choices？

22.Which of the following is not true about the use of credit card？

23.Concerning the advantages of credit cards, which of the following is true？

24.According to the passage, which card has set up machines in major airports？

(21)

A．hotel expenses

B．stock exchange

C．plane expenses

D．restaurant expenses

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第2题

单句理解听力原文：Credit card holders can charge purchases to their credit card accounts, a

单句理解

听力原文：Credit card holders can charge purchases to their credit card accounts, and they receive monthly statements.

(1)

A．Credit card holders will state if they don't buy anything.

B．Credit card holders will receive their statements from the bank every month.

C．Credit card holders can charge purchases to their bank accounts.

D．Credit card holders have to make purchases every month.

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第3题

对话理解听力原文：M: The paper money required little effort to carry. If you need large amo

对话理解

听力原文：M: The paper money required little effort to carry. If you need large amount of money, you can use a check or credit card to make the payment.

W: This nature of money is called portability and it provides convenience in settling transactions.

Q: What does the word portability mean？

(11)

A．It means being convenient to be carried.

B．It means being readily to be divided.

C．It means being easily identified.

D．It means being carried in a big basket.

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第4题

短文理解听力原文：A standby credit letter （SCL) is a contingent obligation of the letter's

短文理解

听力原文： A standby credit letter (SCL) is a contingent obligation of the letter's issuer. The issuing bank agrees to guarantee the credit of its customer or to guarantee the fulfillment of a contract made by its customer with a third party. The issuing bank earns a fee from providing the service of SCL. In general, the fee is relatively low and usually around 0.5 percent to 1 percent of the amount of credit involved due to the following reasons. On the one hand, the issuing bank may have previously analyzed the financial condition of its standby credit customer, and the probability is low that the issuer of the credit guarantee will ever be called upon to pay. On the other hand, the issuing banks carry zero reserve requirements and avoid the booking of additional assets, which would also require each bank to acquire more capital.

21. Is SCL same as revocable letter of credit according to the passage？

22.What will the issuing bank do for a standby credit letter？

23.Why is the service fee of SCL relatively low？

(21)

A．almost the same one

B．rather different

C．a little different

D．doesn't mention

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第5题

短文理解听力原文：Dealers in government and private securities need short-term financing to

短文理解

听力原文： Dealers in government and private securities need short-term financing to purchase new securities and carry their existing portfolios of securities until those securities are sold to customers or reach maturity. Such loans are readily granted by many of the largest banks because of their high quality--often backed by pledging the dealer's holdings of government securities as collateral. Moreover, many loans to securities dealers are so short-overnight out to a few days that the bank can quickly recover its funds or make a new loan at a higher interest rate if the credit markets have tightened up.

21. Who need short-term financing according to the passage？

22.Why such loans are so high quality？

23.How long will the dealers keep such loans？

(21)

A．Dealers in foreign exchange.

B．Dealers in government bonds.

C．Dealers in IPO.

D．Dealers in government & private securities.

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第6题

听力原文：Is it all right if I pay by credit card？（A) Sure, 1 just had more printed.（B) It'

听力原文：Is it all right if I pay by credit card？

(A) Sure, 1 just had more printed.

(B) It's down the hall to your left.

(C) Yes, we accept all major credit cards.

(36)

A．

B．

C．

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第7题

听力原文：Did we give you the customs declaration card？（A) Yes, I will pay with my credit c

听力原文：Did we give you the customs declaration card？

(A) Yes, I will pay with my credit card.

(B) Yes, but you gave me the Chinese version.

(C) It's custom-made.

(10)

A．

B．

C．

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第8题

听力原文：M: I want to apply for a credit card. What are the common credit cards？W: Master

听力原文：M: I want to apply for a credit card. What are the common credit cards？

W: Master Card, Visa, Discover, and American Express. Apply for the ones without annual fees. Some credit cards even pay you back about 1% - 2% of what you spend.

Q: Which type of credit card is not mentioned in the conversation？

(19)

A．Smart Card.

B．Master Card.

C．Visa Card.

D．American Express.

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第9题

听力原文：W: How do you pay for your purchases with a credit card？M: Usually I sign a sales

听力原文：W: How do you pay for your purchases with a credit card？

M: Usually I sign a sales slip in the presence of the seller, and the signature is then compared to the signature on the card.

Q: Where should the man sign when he pays for his goods with a credit card？

(20)

A．On his card.

B．On the goods.

C．On a sales slip.

D．On the invoice.

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第10题

听力原文：The holder of credit card can buy goods against the card at any shop that has joi

ned the scheme without cash.

(9)

A．The credit card can be used at any shop without paying cash.

B．The credit card can he used at any appointed shop together with cash.

C．The credit card can be used at any appointed shop without paying cash.

D．The credit card can be used to withdraw any amount of cash.

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