听力原文：The Credit Card in the U. S. Today, more and more people in the U. S. are using c

听力原文： The Credit Card in the U. S.

Today, more and more people in the U. S. are using credit cards instead of money to buy what they need. Almost anyone who bas a steady income and a continuous work record can apply for a credit card.

With a credit card, you can buy a car, eat a dinner, take a trip, and even get a haircut by charging the cost to your account. In this way, you can pay for purchases a month or two later. Or you may choose to spread out your payments over several months and pay only part of the total amount each month.. With a credit card , you don’t have to carry much cash and you don’t have to be concerned about losing your money through carelessness or theft. The card user only has to worry about paying the final bill. This of course can be a problem if you charge more than you can pay for.

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