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更多“Mortgage bonds are backed only by the good faith and credit of the issuing company.”相关的问题
A、mortgage
B、face value
C、bonds payable
D、discount on bonds payable
Which of the following statements about debt securities is most likely correct？
A. Insured bonds are bonds collateralized by an escrow of securities guaranteed by the U.S. government.
B. Tax backed municipal bonds are supported through revenues generated from projects that are funded in whole or in part with the proceeds of the original bond issue.
C. Creating CMOs does not reduce the overall prepayment risk of a mortgage passthrough security.
A、repurchase agreement is a kind of mortgage backed by security
B、the securities traded in repurchase agreements are primarily corporate bonds
C、reverse repurchase agreements and repurchase agreements are two aspects of the same problem
D、delivery of securities in repurchase agreements generally does not take the form of physical delivery, especially in shorter term repurchase agreements
W: I have some questions to ask. Do you own your house or do you rent？
M: Neither. I live with my parents, Dr. and Mrs. Philip Blair.
W: And bow old are you？
M: I'm twenty-nine.
W: And, Mr. Blair, what is your occupation？
M: I'm a designer, and I work in a boutique.
W: Did you bring any savings or salary information？ Last year's tax forms？
M: Yes, here they are.
W: OK. What... what kind of house did you have in mind？
M: We're talking about buying a two-bedroom house in Mount Kisco. Here are the financial details on the house.
W: Thank you. Are you prepared to make a ten-percent down payment？
M: Yes, sure.
W: Payments over thirty years？
M: Yes. Do you think I can get a loan？
W: Well, it depends. Do you own any other property？ Any stocks or bonds？
M: No.
W: I see. Then you don't have any support. Perhaps you could get a guarantor—someone to sign for the loan for you.
M: Why is that necessary？
W: Since you don't have enough income, and you don't already own any property, the bank needs to be sure you can pay the mortgage every month. A guarantor is responsible for the loan if you can't make the payments.
M: I see. Well, the idea of buying a house is exciting. Thank you, Mrs. Riley. I'll read this over carefully.
W: Thank you.
M: Good-bye. And hope to see you soon.
W: I hope so, too.
(20)
A．How to choose a house.
B．How to design a house.
C．How to get a mortgage through a bank.
D．How to rent a house through the agency.
W: I have some questions to ask. Do you own your house or do you rent？
M: Neither. I live with my parents, Dr. and Mrs. Philip Blair.
W: And how old are you？
M: I'm twenty-nine.
W: And, Mr. Blair, what is your occupation？
M: I'm a designer, and I work in a boutique.
W: Did you bring any savings or salary information？ Last year's tax forms？
M: Yes, here they are.
W: OK. What... what kind of house did you have in mind？
M: We're talking about buying a two-bedroom house in Mount Kisco. Here are the financial details on the house.
W: Thank you. Are you prepared to make a ten-percent down payment？.
M: Yes, sure.
W: Payments over thirty years？
M: Yes. Do you think I can get a loan？
W: Well, it depends. 13o you own any other property？ Any stocks or bonds？
M: No.
W: I see. Then you don't have any support. Perhaps you could get a guarantor —someone to sign for the loan for you.
M: Why is that necessary？
W: Since you don't have enough income, and you don't already own any property, the bank needs to be sure you can pay the mortgage every month. A guarantor is responsible for the loan if you can't make the payments.
M: I see. Well, the idea of buying a house is exciting. Thank you, Mrs. Riley. I'll read this over carefully.
W: Thank you.
M: Good-bye. And hope to see you soon.
W: I hope so, too.
(20)
A．How to choose a house.
B．How to design a house.
C．How to get a mortgage through a bank.
D．How to rent a house through the agency.
Although residential real estate activity makes up less than 8% of total U. S. GDP, a housing market like this one can make the difference between positive and negative growth. Most significantly, consumer spending is 66% of GDP, and the purchase of a new home tends to have an "umbrella effect" on the homeowner's spending as he has to stock it with a washer/dryer, a new big-screen TV, and maybe a swing set for the yard.
The main factor in housing's continued strength is a classic economic example of zero-sum boom: the persistent weakness everywhere else. As the 2003 recovery continues to be more forecast than reality. Falling stock prices raised investor appeal for U. S. Treasury Bonds, which in turn, allowed most interest rates to drift even lower. But there are not many signs that there's a bubble ready to burst.
December's new record in housing starts, for example, was nicely matched by the new record in new home sales. If you build it, they will buy and even if an economic pickup starts to reduce housing's relative attractiveness, there's no reason why modest economic growth and improved consumer mood can't help sustaining housing's strength. "The momentum gained from low mortgage interest rates will carry strong home sales into 2003, with an improving economy offsetting modestly higher mortgage interest rates as the year progresses," said David Lereah, chief economist at the National Association of Realtors.
Just as housing has taken up much of the economic slack for the past two years, both as a comforting investment for fretting consumers and a driver of consumer spending itself, a big bump elsewhere in the economy in 2003 could be housing's downfall. If stocks roar back this spring, capital inflows could steal from the bond market, pushing up long-term interest rates. or Alan Greenspan and the Fed could do the same to short-term rates, as a way to hit the brakes on a recovery that is heating up too fast. In other words, if everything possible goes wrong for housing, homeowners should have plenty to compensate them in terms of job security and income hikes.
The author draws a contrast between the housing market and the rest of the economy to show______
A．the role of real estate activity.
B．the statistics on home prices.
C．the boom of housing market.
D．the degree of consumer spirits.
Although residential real estate activity makes up less than 8% of total U. S. GDP, a housing market like this one can make the difference between positive and negative growth. Most significantly, consumer spending is 66% of GDP, and the purchase of a new home tends to have an "umbrella effect" on the homeowner&39;s spending as he has to stock it with a washer/dryer, a new big-screen TV, and maybe a swing set for the yard.
The main factor in housing&39;s continued strength is a classic economic example of zero-sum boom: the persistent weakness everywhere else. As the 2003 recovery continues to be more forecast than reality. Falling stock prices raised investor appeal for U. S. Treasury Bonds, which in turn, allowed most interest rates to drift even lower. But there are not many signs that there&39;s a bubble ready to burst.
December&39;s new record in housing starts, for example, was nicely matched by the new record in new home sales. If you build it, they will buy and even if an economic pickup starts to reduce housing&39;s relative attractiveness, there&39;s no reason why modest economic growth and improved consumer mood can&39;t help sustaining housing&39;s strength. "The momentum gained from low mortgage interest rates will carry strong home sales into 2003, with an improving economy offsetting modestly higher mortgage interest rates as the year progresses," said David Lereah, chief economist at the National Association of Realtors.
Just as housing has taken up much of the economic slack for the past two years, both as a comforting investment for fretting consumers and a driver of consumer spending itself, a big bump elsewhere in the economy in 2003 could be housing&39;s downfall. If stocks roar back this spring, capital inflows could steal from the bond market, pushing up long-term interest rates. Or Alan Greenspan and the Fed could do the same to short-term rates, as a way to hit the brakes on a recovery that is heating up too fast. In other words, if every-thing possible goes wrong for housing, homeowners should have plenty to compensate them in terms of job security and income hikes.
The author draws a contrast between the housing market and the rest of the economy to show________
A.the role of real estate activity
B.the statistics on home prices
C.the boom of housing market
D.the degree of consumer spirits
A.A convertible bond
B.A treasury bond
C.A mortgage bond
D.A municipal bond
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