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更多“Owner financing refers to resources contributed by creditors or lenders.”相关的问题
A. financing activities section
B. investing activities section
C. operating activities section
D. supplemental statement
asmarkedA), B), C)4 choicesnumbered 40 to 44. For each question or statement, there ar
4Croud letter on the Answer and D). You should make the orret choice and mark the coresponding Sheet with a single line through the center.There are a few reasos whyje hnfebiedl buincs may have toubtein scuring businessfinancing (筹集资金) through a bank or credit union:
* Your business isn't fimmly established; If your business is less than two years old, it's unlikely that a traditional lender will be wlling to take a chancee on funding your business.
* Your businss credit score is lacking; Once you apply for an employer ienification (雇 主识别)
number, you have to start building a business credit score. You can improve the score by paying your bll,s establishing trade credit accounts, and staying in busines. The business and personal credit score both afect whether a lender is wlling to offer you business financing.
* You lack a demonstrated (证明的) need; Taking on debt is a common way for raising funds.However, you should never do so unless you need to. Lenders will refuse to finance a business that can't clearly show why they need funding, and how they'll pay it back.
If, as a home business owner, you discover an area that requires serious investment, you should be able to make your case to lenders, whether they are your local bank or an online lender.
40. A traditional lender will NOT be wlling to provide funds to a business if()
A) it is a foreign company
C) it is located in a remote area
B) it has been newly set up
D) it is a small family business
41. Whether a business can obtain financing is likely to be decided by().
A) its yearly profit
C) its business credit score
B) its business scale type
D) its relationship with a lender
42. To secure business financing, a business owner should clearly demonstrate to the lender().
A) the need for funding
C) the company's products
B) the marketing strategy
D) the business management
43. The expression “make your case" in the sentence “... you should be able to make your case to
lenders..." (Para. 5) means
A) give your sales plan
C) make your promise
B) offer your proposal
D) state your reasons
44，The passage is mainly about
A) when a home-based business should build a business credit score
B) how a family business applies for financing from a local bank
C) why a home-based business has difficulty obtaining financing
D) where a home-based business can secure business financing
Some companies enable stockholders to share in the profits of the company. These payments of corporate profits to stockholders are called dividends. In addition to having a claim on company profits, stockholders are entitled to share in the sale of the company if it is dissolved. They may also vote in person or by proxy on a variety of corporate matters, including the most important matter of who should run the corporation. When the company issues new stock, stockholders have priority to buy a certain number of shares before they are offered for public sale. Stockholders also receive periodic reports, usually quarterly, that provide information regarding the corporation's business performance. Stocks generally are negotiable, which means stockholders have the right to assign or transfer their shares to another individual.
A stockholder is considered a business owner and has the protection of limited liability under United States laws. Limited liability means that a stockholder is not personally liable for the debts of the corporation. The most a stockholder can lose if the company fails is the amount of his or her investment -- what he or she originally paid for the stock. This arrangement differs from that of other forms of business organization, which are known as sole proprietorships and partnerships. These business owners are personally liable for the debts of their businesses.
Corporations have good reasons to issue stocks. They issue stock in order to finance their business activities. This method of raising funds is only available to business firms organized as corporations; it is not available to sole proprietorships and partnerships. The corporation can use the proceeds of a stock offering in a variety of ways. Depending on the type of company, this might involve increasing research and development operations, purchasing new equipment, opening new facilities or improving old ones, or hiring new employees.
An alternative to stock financing is debt financing or the sale of bonds, an interest-bearing loan. This alternative is also available to sole proprietorships and partnerships. With the issuance of a bond a company typically promises to make periodic interest payments to the lender or bondholder as well as pay back the amount of the bond when the term of the bond comes to an end. Thus bonds are evidence of loans while stocks are evidence of ownership. Stocks and bonds are collectively known as securities.
When a corporation first makes stock available for public purchase, it works with an investment banking firm to arrange an initial public offering (IPO). The investment bank acquires the first issue of stocks from the corporation at a negotiated price, and then makes the shares available for sale to its clients and other investors.
A corporation can only have one IPO -- the first time it makes stock available to the public. After its IPO, a company is said to be public. Public corporations that need additional financing for further business development may choose to issue more stock at a later time. This is called a subsequent, or follow-on, offering.
Some corporations may choose not to go public. In this case it is said to be a privately held corporation. A corporation may elect to remain private because it docs not want to share its profits, or it may not want to give up control to shareholders.
Most of the information reported in the daily news media about the buying and selling of stock refers to transactions involving previously issued stock. The daily buying and selling of stock rarely involv
A．Y
B．N
C．NG
This region ______as the costliest place to do business.
A．often is referred
B．is often referred
C．is referred often to
D．is often referred to
What does the "Site" in the first paragraph refer to？
A．It refers to the Internet.
B．It refers to all of the domain and sub-domains of www.eBay.com.
C．It refers to www. ebay. com.
D．It refers to eBay Inc.
Most successful small business owners have considerable knowledge in the area working for others be fore they become independent. They also begin with substantial financial backing and a good location. Renting space may be preferable or necessary at the start, but the lease on the building must be examined carefully before it is signed. The new owner should be thoroughly familiar with the market and the competition. A person who wants to buy an existing business can often learn the history of the company and its prospects from the owner's records. Once the business gets started, accurate and complete records should be kept to monitor the company's progress and profits.
Financing may be the most difficult step for small-business owners. They may rely on their own savings or borrow money from a bank or the Small Business Administration. Some suppliers will sell merchandise on credit, and manufacturers may be willing to finance the purchase of equipment. If the new business is a corporation, the owner may choose to sell stock.
Once the new business is started, the Small Business Administration is a good source of advice. Several of its programs are designed to help new owners with expertise of retired executives. A nearby university or trade association may also help owners locate local sources of help.
New business owners often report that they work long, hard hours but find the experience extremely satisfying. The realization that their efforts will produce actual results in the form. of profit, success, and pride can be quite motivating. Those who have worked for others enjoy the opportunity to make decisions and follow projects through to completion. Many report that hard work has never been so enjoyable before. Careful research, investigation, and planning at the outset do not guarantee success, but they provide a good foundation for the new small business and its owner.
Before you begin, the most necessary adviser for you is ______.
A．a retired executive
B．a bank officer
C．a lawyer
D．a professor of economics
It was unwise of him to ________ the unreliable data in his speech.
A) add to
B) refer to
C) keep to
D) point to
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