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提问人:网友cuker_1 发布时间:2022-01-07
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Which of the following statements are accurate descriptions of modern liability management?

A、Greater flexibility in liability management has allowed banks to increase the proportion of their assets held in loans.

B、New financial instruments enable banks to acquire funds quickly.

C、The introduction of negotiable CDs have significantly reduced the percentage of funds that banks borrow from one another to finance loans.

D、All of the above have occurred since 1960.

E、Only A and B of the above have occurred since 1960.

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第2题
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第3题
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第4题
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第5题
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A、Producer, retailer, wholesaler, consumer

B、Producer, wholesaler, retailer, consumer

C、Producer, agent/broker, consumer

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第6题
The largest source of bank income is _________

A、interest on loans.

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第7题
A bank failure is more likely to occur when _________

A、a bank holds less in U.S. government securities.

B、a bank suffers large deposit outflows.

C、a bank holds less equity capital.

D、each of the above occur.

E、only A and B of the above occur.

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第8题
The largest operating expense for a bank is _________

A、salaries and employee benefits.

B、interest paid on discount loans.

C、interest paid on federal funds borrowed from other banks.

D、interest paid on deposits.

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第9题
On a bank's income statement, the amount available to keep as retained earning or pay to the stockholders in dividends is the bank's _________

A、net income.

B、net operating income.

C、net extraordinary items.

D、net interest margin.

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第10题
On a bank's income statement the provision for loan losses is an _________ item and represent the amount of _________ in the bank's loan loss reserves.

A、income; decrease

B、income; increase

C、expense; decrease

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