题目内容
（请给出正确答案）
A、at a constant angle of bank
B、in a turn in the opposite direction
C、straight and level
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(1) Life can be tough for immigrants in America. As a Romanian bank clerk in Atlanta puts it, to find a good job “you have to be like a wolf in the forest – able to smell out the best meat.” And if you can’t find work, don’t expect the taxpayer to bail you out. Unlike in some European countries, it is extremely hard for an able-bodied immigrant to live off the state. A law passed in 1996 explicitly bars most immigrants, even those with legal status, from receiving almost any federal benefits. (2) That is one reason why America absorbs immigrants better than any other rich countries, according to a new study by the University of California. The researchers sought to measure the effect of immigration on the native-born in 20 rich countries, taking into account differences in skills between immigrants and natives, imperfect labor markets and the size of the welfare state in each country. (3) Their results offer ammunition for fans of more open borders. In 19 out of 20 countries, the authors calculated that shutting the doors entirely to foreign workers would make the native-born worse off. Never mind what it would do to the immigrants themselves, who benefit far more than anyone else from being allowed to cross borders to find work. (4) The study also suggests that most countries could handle more immigration than they currently allow. In America, a one-percentage point increase in the proportion of immigrants in the population made the native-born 0.05% better off. The opposite was true in some countries with generous or ill-designed welfare states, however. A one-point rise in immigration made the native-born slightly worse off in Austria, Belgium, Germany, Luxembourg, the Netherlands, Sweden and Switzerland. In Belgium, immigrants who lose jobs can receive almost two-thirds of their most recent wage in state benefits, which must make the hunt for a new job less urgent. (5) None of these effects was large, but the study undermines the claim that immigrants steal jobs from native or drag down their wages. Many immigrants take jobs that Americans do not want, the study finds. This “smooths” the labor market and ultimately creates more jobs for locals. Native-owned grocery stores do better business because there are immigrants to pick the fruit they sell. Indian computer scientists help American software firms expand. A previous study found that because immigrants typically earn less than locals with similar skills, they boost corporate profits, prompting companies to grow and hire more locals. 1. Increase in immigration in Austria fails to improve locals’ life mainly because of ________.
A、low wages for locals
B、imperfect labor markets
C、the design of the welfare system
D、inadequate skills of immigrants
Directions： Fill in the blanks in the following passage by selecting suitable words from the word bank. Each word can be used only once. （答案请填写完整单词） A) effect B) affect C) commit D) decrease E) decline F) influence G) compromise H) concede I) available J) applicable K) reluctant L) furthermore M) necessity N) authority O) potential A variety of conditions can affect the success or failure of negotiations (谈判). The following conditions make success in negotiations more likely. First, both parties must be willing to participate. If one party is unwilling for the negotiation, the 1) ______ for reaching any agreement will certainly 2) ________. Second, people must get ready to discuss. When there is not enough information 3) _________, or a negotiation strategy unprepared, people may be 4) _________ to begin the discussion. Third, both parties must have enough interests in common to 5) _________ themselves to a shared decision-making discussion. For people to settle disagreement, they must have some means to 6) _______ the attitudes and behavior from the other party. To 7) __________ a change, they may provide needed information and seek the advice of experts for help. Finally, participants must have the 8) ________ to make a decision. If not, negotiations will be limited to an information exchange between the parties. 9) ___________, both parties must have a willingness to 10) __________. In other words, sometimes, to reach a satisfactory conclusion, it is necessary for the parties prepared to have less than 100 percent of needs or interests satisfied.
Directions： Fill in the blanks in the following passage by selecting suitable words from the word bank. Each word can be used only once. A) spoiled B) crippled C) hindered D) surrounded E) legal F) permissive G) catalog H) ongoing I) appetites J) outline K) submitted L) profile M) committed N) echoed O) responded The idea for the book Harry Potter and the Philosopher’s Stone came to J. K. Rowling in 1990. It took her five years to finish writing it. In accordance with her 1) ________, during those seven years she had a number of jobs, including one job as an English teacher in Portugal. Rowling 2) _________ the book to four publishers before one of them bought it. She was very happy to sell her book because it was her life’s dream to be a published writer. Before she sold her book, Rowling was financially 3) ________, living in a small apartment with her daughter without heat in the winter. Harry Potter became very successful with children and adults in England since it satisfied their 4) _______. The book also became very popular overseas. For example, once it came to the United States, it was immediately 5) ________ by many crazy readers. Her second and third books 6) ________ this popularity as well. The three books soon filled the top three places on many newspapers’ 7) _________ of best-sellers. Then the books were made into movies, which were undoubtedly in 8) _______ demand. Rowling’s life had changed significantly, in just three years. Not being 9) _________, Harry Potter soon sold more than 30 million books around the world and was translated into more than thirty-five languages. In 1997, she earned £70 a week. By the end of 2001, her 10) ________ income had mounted over £150 million, making her one of the most successful female writers of all time.
B．anindividualgettingridofaPS3gamesystemandbeginningtouseaWiigamesystem
C．acompanychangingfromaQWERTYkeyboardtoakeyboardwithadifferentformat
D．acustomermovingabankaccountfromonebanktoanother
B.BankInternationalCode
C.BusinessIdentifierCode
D.BusinessInternationalCode
A.客户的工作经历和每个月的退休金检查
B.银行职员熟知顾客的身份并给他们带来饼干
C.最近的存款和取款时间的变化
D.客户住在该地区并该银行存入25年的事实
A.遵循金融机构既定的STR报告政策
B.通知金融机构监管机构披露活动
C.通知银行法律顾问
D.合规专员和首席执行官应共同采访主席
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