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提问人：网友chunlei2005 发布时间：2022-01-07

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听力原文：Although banks are involved in documentary collection, they offer no bank guarant

ee to either the buyer or the seller.

(10)

A．Banks may guarantee the buyer or the seller in documentary collection.

B．Banks act as agents without responsibility of guarantee on either side.

C．Banks offer bank guarantee to both the buyer and the seller in documentary collection.

D．Banks are only responsible for the buyer in documentary collection.

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更多“听力原文：Although banks are involved in documentary collection, they offer no bank guarant”相关的问题

第1题

听力原文：A senior executive of MasterCard on Monday said the company's Chinese mainland us

听力原文： A senior executive of MasterCard on Monday said the company's Chinese mainland users are not affected by the recent security breach, during which millions of credit card users may have had their information stolen by a computer virus.

In a statement, MasterCard said the data centers involved in the accident were not involved with transactions of mainland users.

In addition, the stolen information only contains card numbers and expiration dates, but not any other data like personal identity or birthdays.

Another international credit card organization, Visa, also made an announcement yesterday, saying they are going over mainland users' information, and will inform. domestic banks after the work is finished.

Meanwhile, domestic lenders said basic information from their credit cards are stored in mainland banks, although many of the cards are issued jointly with MasterCard and Visa.

______ MasterCard users are NOT affected by the recent security breach.

A．Chinese

B．Chinese mainland

C．The Senior

D．Internet

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第2题

短文理解听力原文：The banking system of China evolved from a mono-banking system between th

短文理解

听力原文： The banking system of China evolved from a mono-banking system between the 1940s and the early 1970s. Not until 1978 did China's banking system make a drastic shift in its banking philosophy and structure. The shift is not only a necessity for the country's development, but also acts as a gesture showing the "openness" of the country to the outside world.

Today, after nearly forty years of rapid development, China is moving towards a modem and market-oriented banking structure although there is still much to be improved to meet the needs of the country's development.

In the mid 1990s, banks in China began to focus their attention on capital adequacy requirements, non-performing and bad loans, profitability and also the industry's overall expansion strategy. Reforms of monetary and financial system in China are speeding up in the 90s. Existing specialized banks gradually have become commercial banks.

21. What kind of banking system did China have before the 1980s？

22.Up to now, how long has China experienced rapid development？

23.What are the banks in China focusing their attention on？

(21)

A．The same system as in the western countries.

B．A mono-banking system.

C．A modern banking system.

D．A commercial banking system.

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第3题

听力原文：Where did the term Piggy Bank come from？ Today the simple piggy bank is seen ever

听力原文： Where did the term Piggy Bank come from？ Today the simple piggy bank is seen everywhere as the symbol of saving and frugality, for putting away funds for a rainy day, or building a nest egg for life's sudden money needs, such as paying college expenses, buying a home, or financing retirement. But why a pig？ Dogs bury bones for a rainy day. Why not a dog shaped bank for coins？ Squirrels are well known hoarders too and we talk about squirreling away valuables, why not a bank in the shape of a squirrel？ Well nevertheless, for 300 years, children's banks have been imitation pigs with slots in the back. Charles Bernardy, the author of Extraordinary Origins of Everyday Things, tells how the symbol came about by coincidence. According to Bernardy, during the middle ages, mined metal was scarce and expensive, therefore was rarely used in the manufacture of household utensils. The type of orange clay, known of pygg, spelt p-y-g-g, was more abundant and economical throughout western Europe. It was used in making dishes, cups, pots and jars. And so these earthenware items were referred to as pygg. Frugal people saved cash in kitchen pots and jars. Although a pygg jar was not originally shaped like a pig, the name persisted. However, by the 18th century, pygg, p-y-g-g jar became pig, p-i- g jar or pig bank. Potters had simply begun to east the bank in the shape of its common name. In the United States, the popular piggy bank has always been a symbol of saving money.

(28)

A．A term for a type of bank.

B．A special place for pigs.

C．A kind of iron.

D．A theory about the economy of the Middle Ages.

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第4题

听力原文：Share prices on the London market have fallen sharply today. Following sharp loss

es are on Wall Street. Shares of living financial banks have been the worst hit.

(53)

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第5题

听力原文：Good morning and welcome to American studies 101. I would like to begin this seme

听力原文： Good morning and welcome to American studies 101. I would like to begin this semester by discussing the region of the United States known as the Northeast. This region includes twelve states and a small area called the District of Columbia that is the home of the national government.

The Northeast is a very important part of the United States, for although it covers only about six percent of the nation's geographical area, it contains approximately one-fourth of the country's population. New York, the most popular city in the United States, and several other large cities are located in this region.

Why are these twelve states so important？ In the first place, the Northeast was one of the first sections of the country to be settled by Europeans. Busy cities developed there when most of America was still a sparsely settled wilderness. Many crucial events in the nation's early history took place there. I'll be describing some of those events Wednesday in my second lecture.

Today the Northeast is a great manufacturing and trading region. Thousands of factories produce a wide variety of goods and provide other regions of the country with items they need. Many large manufacturing firms have their central headquarters here. Some of the country's largest banks, investment agencies, and publishing houses are found in the Northeast. Several of its cities are noted for their fine museums. Some of the country's best known colleges and universities are also located in this region.

Finally the Northeast is the principal location for much of the country's international trade. In the heart of this region New York city is the home of the United Nations.

(33)

A．On the first day of class.

B．At the end of the first week of classes.

C．Halfway through the semester.

D．Just before the final examination.

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第6题

听力原文：Many banks in America now carry accounts with the Bank of China, Shanghai.（5)A．Ma

听力原文：Many banks in America now carry accounts with the Bank of China, Shanghai.

(5)

A．Many banks in America accept accounts with the Bank of China, Shanghai.

B．Many banks in America start business with the Bank of China, Shanghai.

C．Many banks in America have accounts with the Bank of China, Shanghai.

D．Many banks in America owe money to the Bank of China, Shanghai.

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第7题

听力原文：Reputation risk is particularly damaging for banks since the nature of their busi

ness requires maintaining the confidence of depositors, creditors and the general marketplace.

(5)

A．Depositors are usually full of confidence, but not the creditors.

B．Banks should maintain the confidence of depositors and creditors.

C．The nature of banks' business particularly damages their reputation.

D．Maintaining the confidence of depositors, creditors and the general marketplace particularly damages banks' reputation.

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第8题

听力原文：M: Most banks tend to decline loan proposals which are highly speculative.W: I th

听力原文：M: Most banks tend to decline loan proposals which are highly speculative.

W: I think because the banks expect the loan to generate sufficient profit and positive cash-flow for themselves and for the clients.

Q: What will the banks usually do to the highly speculative loan proposals？

(15)

A．The banks will disapprove them.

B．The banks will approve them.

C．The Bank will benefit from the loans.

D．The bank will make profit from lending.

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第9题

听力原文：Banks change their base rates fairly infrequently.（5)A．Banks often change their b

听力原文：Banks change their base rates fairly infrequently.

(5)

A．Banks often change their base rate.

B．Banks seldom change their base rate.

C．Banks never change their base rate.

D．Banks change their base rate at regular intervals.

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第10题

听力原文：In dealing with collections, banks will do nothing but follow the collection orde

(9)

A．In dealing with collections, banks will do nothing to follow the collection order.

B．Banks will do something in dealing with the collection order.

C．Banks should strictly follow the instructions in the collection order.

D．In dealing with collections, the bank is usually useless.

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