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提问人：网友wastelandxf 发布时间：2022-01-06

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听力原文：Some banks offer other types of loans repayable by monthly installments, such as

听力原文： Some banks offer other types of loans repayable by monthly installments, such as business development loans, house improvement loans, and farm development loans. These may be either secured or unsecured. Secured loans attract a slightly lower rate of interest than unsecured loans. Some banks offer revolving credit schemes. These normally involve loans repayable by regular monthly installments, but they differ from other loans repayable by installments in two respects. First, the borrower need not take up the full amount of the loan at the outset. Secondly, as his repayments reduce his indebtedness, he can "top up" his loan by borrowing more, provided that the total debt outstanding does not exceed his agreed credit limit. In 1967 some banks introduced a new form. of account called a "budget account". The object is to allow personal customers to spread the incidence of normal personal and household expenditure.

24. Which of the following loans is not repaid by installments？

25.Which of the following loans would attract a lower rate of interest？

26.How does a borrower "top up" his loan？

27.What is the objective of introduction of the budget account？

(24)

A．Business development loans.

B．House improvement loans.

C．Farm development loans.

D．Overdrafts.

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更多“听力原文：Some banks offer other types of loans repayable by monthly installments, such as”相关的问题

第1题

听力原文：M: It is reported that in some countries banks are not allowed to make investment

s in equity securities.

W: Generally commercial banks may invest only in those securities that are rated as "investment grade", or have bond ratings in the top four categories.

Q: Where are banks only allowed to make investments？

(15)

A．In equity securities.

B．In personal funds.

C．In securities rated as investment grade.

D．In property markets.

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第2题

听力原文：The inter-bank market is important because through banks' lending and borrowing,

听力原文： The inter-bank market is important because through banks' lending and borrowing, a short-term interest rate can be determined. This interest rate indicates the marginal cost of acquiring short-term liquidity needed by banks in the money market. Thus, the lending is usually for short-term liquidity needs which is usually overnight. Some lending transactions may be arranged for a longer period of time, usually up to 3 months. The inter-bank money market is well established and active in Hong Kong, with an average daily turnover of HK $ 38 billion in late 1991. Lenders are mostly the locally incorporated banks and major borrowers are the foreign banks that do not have adequate deposit base in local currency.

28. What can be determined through inter-bank lending and borrowing？

29.How long is the usual period of short-term liquidity needed by banks？

30.Who are the major lenders in the inter-bank market？

(28)

A．A long-term interest rate.

B．A long-term loan.

C．A short-term interest rate.

D．A short-term loan.

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第3题

听力原文：Many people dislike walking into the bank standing in long lines and running out

听力原文： Many people dislike walking into the bank standing in long lines and running out of checks. They're dissatisfied with the bank's limited hours too. They want to do some banking at night and on weekends. For such people, their problems may soon be over. Before long, they may be able to do their banking from the comfort of their own home any hour of the day, any day of the week. Many banks preparing online branches or internet offices, which means that people will be able to take care of much of their banking business through their home computers. This process is called interactive banking. On these online branches, customers will be able to view all their accounts, move money between their cards. Customers will also be able to pay their bills electronically and even email questions to the bank. Banks are creating online services for several reasons. One reason is that banks must compete for customers who will switch to another bank if they are dissatisfied with the service they receive. The convenience of online banking appeals to the kind of customer banks most want to keep, that is people who are young, welleducated and bare good incomes, Banks also want to take advantage of modem technology since they have moved into the 21st century.

(37)

A．Their business hours are limited.

B．Their safety measures are inadequate.

C．Their banking procedures am complicated.

D．They don't have enough service windows.

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第4题

听力原文： Heavy rains and overflowing rivers have caused extensive flooding in some parts

of the U.S. midwest and in eastern regions of the U.S. as well. Melting snow and new snowfall in the midwest states of Iowa, Michigan and Indiana have driven rivers over their banks and have cut off electricity to thousands of customers. In the eastern states of Pennsylvania and New Jersey and West Virginia, flooding has damaged homes and forced evacuations in several counties.

Which of the following statements is TRUE？

A．Heavy rains and storms caused rivers to overflow.

B．Flooding forced evacuation in seven counties.

C．Flooding damaged homes and cut off electricity.

D．Heavy rains and flooding kept banks closed.

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第5题

听力原文：M Hello, Ms. Banks？ This is Brett Tyson. I met you at the gallery opening over th

e weekend.

W Oh, hello, Mr. Tyson. How are you？

M I'm O.K. I'm thinking of starting my own catering business and I was wondering if I could ask you for some advice since you've worked in this industry for such a long time.

W Yes, of course. Actually, next month there will be a meeting of restaurant owners in our area. You may find it beneficial to attend. If you'd like, I can send you more information.

Where did Mr. Tyson meet Ms. Banks？

A．At a seminar

B．At a restaurant

C．At an art gallery

D．At Ms. Banks' office

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第6题

SECTION CNEWS BROADCASTDirections: In this section, you will hear several news items. List

SECTION C NEWS BROADCAST

Directions: In this section, you will hear several news items. Listen to them carefully and then answer the questions that follow.

听力原文： Heavy rains and overflowing rivers have caused extensive flooding in some parts of the US Midwest and the eastern regions of the US as well. Melting snow and new snowfall in the Midwest states of Iowa, Michigan and Indiana have driven rivers over their banks and have cut off electricity to thousands of customers. In the eastern state of Pennsylvania and New Jersey and West Virginia, flooding has damaged homes and forced evacuations in several counties.

Which of the following statements is true？

A．Heavy rains and storms caused rivers to overflow.

B．Flooding forced evacuation in seven countries.

C．Flooding damaged homes and cut off electricity.

D．Heavy rains and flooding kept banks closed.

点击查看答案

第7题

听力原文：Trade between countries is one of the most important economic activities in the w

听力原文： Trade between countries is one of the most important economic activities in the world today. The U.S. has many trading partners; one of the most important is Japan. The trade between the two countries amounts to several billion dollars a year. Many U.S. banks therefore have offices in Japan, particularly in Tokyo and Osaka, the largest cities. Jean McPherson is the manager of one of those branch banks in Tokyo.

Jean majored in accounting and business administration in college. After graduation she got a job with a large New York bank. After two years in accounting, she was transferred to the loan department. Many of the loans which she was asked to consider involved international transactions. Some of them were so complicated that Jean felt she didn't have a broad enough background to understand them.

To get more experience, she asked for a transfer to the bank's international department She became so expert in international finance that it became her career. When the bank decided to open a branch in Tokyo, Jean was selected to set it up and run it for the first few years. She has been in Tokyo for more than three years now.

(33)

A．She is a trading representative of the U.S. in Tokyo.

B．She is a government official of the U.S. in Tokyo.

C．She is the manager of an American bank in Tokyo.

D．She is the manager of a Japanese bank ill Tokyo.

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第8题

听力原文：I see that you all made it back to continue your training. We plan to walk you th

听力原文： I see that you all made it back to continue your training. We plan to walk you through customer service calls today. Marsha will be instructing you on how to deal with irate customers. We will be doing some modeling and then let you try your hand at the phones. After lunch, we will review company policies as to what you can offer customers as incentives and perks. We wilt finish off the day with a speech by the company CEO. Starting tomorrow, you will be working on the phone banks with supervision. Lunch will be provided today. Just be sure to be back in your seats by 1 p.m.

What will the first item be after lunch？

A．A speech by the CEO.

B．A review of employee perks.

C．A review of company policies.

D．A training session on how to handle calls.

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第9题

听力原文：The oldest stone buildings in the world are the pyramids. They have stood for nea

听力原文： The oldest stone buildings in the world are the pyramids. They have stood for nearly 5,000 years, and it seems likely that they will continue to stand for thousands of years yet. There are over eighty of them scattered along the banks of the Nile, some of which are different in shape from the true pyramids.

Some of the pyramids still look much as they must have done when they were built thousands of years ago. Most of the damage suffered by others has been at the hands of men who were looking for treasure or, more often, for stone to use in modern buildings. The dry climate of Egypt has helped to preserve the pyramids, and their very shape has made them less likely to fall into ruin. These are good reasons why they can still be seen today, but perhaps the most important is that they were planned to last forever.

It is practically certain that plans were made for the building of the pyramids because the plans of other large works have fortunately been preserved. However, there are no writings or pictures to show us how the Egyptians planned or built the pyramids themselves. Consequently, we are only able to guess the methods used. Nevertheless, by examining the actual pyramids and various tools which have been found, archaeologists have formed a fairly clear picture of them.

(26)

A．The weather.

B．The corrosion of the river.

C．People in search of stone as building materials.

D．Bad planning.

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第10题

听力原文：Good morning. I'm Bob Lucas and I'll be your host on Money Talks here on BQ Radio

听力原文： Good morning. I'm Bob Lucas and I'll be your host on Money Talks here on BQ Radio tomorrow morning at ten. We've got a great lineup for you this week. We'll be giving you a rundown on the latest credit card deals from the big banks, and discussing pension plans and when you should start saving for retirement. In the Your Money slot, you can hear local financial adviser Diane Lee talking to school teacher Joanne Hopkinson about her personal finances, and helping her to find ways to save money on her tax and mortgage payments. And of course, Money Matters' own investment consultant, Antonio Moreno, will be giving you some hot tips on investments. So, to learn how to manage your money, tune in to Money Talks tomorrow at ten with me, Bob Lucas.

When will the program be broadcast？

A．This afternoon

B．This evening

C．Tomorrow morning

D．Every Monday

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