题目内容
（请给出正确答案）
A.time account
B.savings account
C.loan account
D.deposit account
参考答案
简答题官方参考答案
（由简答题聘请的专业题库老师提供的解答）
网友提供的答案
更多“In the case of loans, the whole amount advanced is at once debited to the customer’s”相关的问题
A.time account
B.current account
C.savings account
D.loan account
A、A Collecting checks, drafts, and other credit instruments.
B、B Making credit investigation of firms that borrow in the open market.
C、C Providing banks with foreign exchange facilities, including commercial and traveler’s checks.
D、D Providing banks with funds/loans in case of need.
How many loans does Jackson owe？
A．20 million dollars.
B．2 million dollars.
C．200 million dollars.
D．1 billion dollars.
Another possible source of loans are a life 【M1】______
insurance policy. When you study insurance,
you will learn that some types of life insurance
have cash or loan value. Anyone who owns 【M2】______
this type of insurance may borrow up to
the number of its cash value. 【M3】______
Life insurance loans are easy to obtain.
Tile rate charged is less than that for almost
any other type of loan available for consumers. 【M4】______
This is because the lender takes none risk. 【M5】______
Also, borrowers may take as long as they want
to repay their loans. Although that may seem
likely an advantage, it can also be a disadvantage 【M6】______
When a borrower is not required to
repay a loan within certain period of time, it is easy 【M7】______
to let it run on and on. This increases the dollar
cost of a loan as the loan continues. Also the 【M8】______
amount the insurance company will pay for case 【M9】______
of death is reduced by the amount of the loan.
For example, suppose that someone with
$10,000 of insurance borrows $2,000
and dies, leaving the loan unpaying. The insurrance 【M10】______
company would pay only $8,000 to the
person entitled to receive the money. Of
course, if the $2,000 loan had been obtained
from another source, it would still have to be paid.
【M1】
Even as sex differences within marriage have diminished, the role of husband still plays a unique function in the lives of men. Steven Nock argues that adolescent boys face challenges in becoming men that adolescent girls do not face in becoming women. According to Nock, "Masculinity is precarious and must be sustained in adulthood. Normative marriage does this. A man develops, sustains, and displays his masculine identity in his marriage. The adult roles that men occupy as husbands are core aspect of their masculinity." The behaviors expected of married men as husbands, according to Nock, are the same behaviors expected of husbands as men. So getting married and successfully doing the things that husbands do allows men to achieve and sustain their masculinity.
Nock argues that if marriage provides a mechanism through which men establish and maintain their masculinity, marriage should have consistent and predictable consequences. He reasons that normative marriage will have different consequences than other forms of marriage. Nock argues that marriage causes men to become more successful, participate in social life, and to become more philanthropic. This is, in today's climate of extreme caution about causal relationships, a bold claim. He tests it using data from the National Longitudinal Survey of Youth and fixed effect models, to separate changes that accompany aging from those that happen uniquely at marriage. To measure achievement, Nock uses annual income, annual weeks worked, and occupational prestige. He measures social participation with time spent on housework, social contacts, and organizational involvement; and he measures generosity with gifts to non-relatives and loans to relatives and non-relatives.
To summarize his results too briefly, when men marry, their achievements rise on all measures; they reduce their time in housework; increase their contact with relatives, church services and church events, and coworkers; and decrease contact with friends and time in bars. When men marry, they give fewer and smaller gifts and loans to non-relatives and more and larger loans to relatives. Nock also looks at changes in each of the measures of adult achievement, social participation, and generosity with changes in each of the dimensions of normative marriage. He finds, generally, that moves toward normative marriage increase achievements, social participation with family and religious organizations, and generosity to relatives. Changes toward more normative marriage also reduce men's time in housework, their social contacts with friends, and social events in bars. (465 words)
The author's attitude towards Nock's ideas is one of ______.
A．acknowledgement
B．denial
C．surprise
D．ridicule
听力原文： The World Bank is one of the major channels through which development aid is passed from industrial west to the poor and developing nations of the world. Its scale of operations is vast, which is why its lending program exceeds 7 billion a year, and its work force numbers about 4500. In the last decade important changes have taken place in the size of the bank's operations and in the emphasis of its lending policies. What immediately strikes anyone looking at the lending figures over the last 10 years is the tremendous expansion in the bank's loan program. This has increased from 1 billion to nearly 7 billion. The figure includes hard loans, which are made at the current rate of interest, and soft loans, which are allocated to poor countries at concessionary rates, and usually channel led through the bank's affiliate—the International Development Association.
In deciding the emphasis of its lending policy, the bank has had to take into account the population explosion which is occurring in many poor countries of the world. It is a fact that the fertility rate of the poor countries is often very high. This is one of the main reasons for these countries remaining poor. Unfortunately, wide-ranging country section programs do not usually reduce this rate because this was a strong and deeply rooted tradition among people in these countries to have big families, what the bank discovered was that there was a link between economic and social development on the one hand, and reduction of fertility rate on the other. Thus by improving basic health services, by introducing better nutrition, by increasing literacy, and by promoting more even income distribution in a poor country, a lower and more acceptable fertility rate will be achieved. This advanced thinking persuaded the bank to change its overall lending strategy, where previously it concentrated on the big infrastructure projects, such as dams, roads and bridges. It begun to switch to projects which directly improve the basic services of the country. There was a shift, if you like, from building dams to digging water holes to provide clear water.
A second reason for the change of approach was that the bank has learned a big lesson from projects financed in the 1960s. Many of its major capital investment had scarcely touched the lives of urban and rural poor, nor have they created much employment. The project did not have the trigger- down effect that they have in industrialized countries. Instead the huge dams, steel-mills, and so on were left as monuments to themselves. This redirection of its lending has meant that the bank has tended to support labor intensive activities, rather than capital intensive ones. Both rural and urban areas, there is a better chance in the first case, that its funds will benefit the bottom 40% of the country's population.
The bank is also looking for ways of stimulating the growth of the small businesses in many developing countries since this would create employment opportunities for people with lower incomes. Being such a big, obvious target, the bank has often come under fire. For example, its officials have been taken to task for using Concord supersonic aircraft so frequently, about 500 times in one year. Also, the large growth of the organization's personnel has not pleased some critics. A more substantial criticism has concerned the bank's policy of setting annual target for lending to specified countries. This could lead to the deterioration in quality of loans, some say. One former bank official has said, rather than encourage growth for its own sake, the bank should begin to think of itself less as a foreign aid agency and more of a financial deal-maker, combining official with the private resources for specific purposes. Finally, some people maintain that the impact of the projects funded by the bank has been modest. When one looks around the world at regions or countries that
A．The expansion of its loan program.
B．The inclusion of its hard loans.
C．The inclusion of its soft loans.
D．The previous lending policies.
Such loans with good repayment prospects are called "hard loans".()
SECTION B INTERVIEW
Directions: In this section you will hear everything ONCE ONLY. Listen carefully and then answer the questions that follow. Questions 1 to 5 are based on an interview. At the end of the interview you will be given 10 seconds to answer each of the following five questions.
Now listen to the interview.
听力原文： The World Bank is one of the major channels through which the development aid is passed from the industrial west to the poor and developing nations of the world. Its scale of operations is vast, which is why its lending program exceeds 7 billion a year and its work force numbers about 4,500.
In the last decade important changes have taken place in the size of the bank's operations and in its emphasis of the lending policies. What immediately strikes anyone looking at the lending figures over the past ten years is the tremendous expansion in the bank's loan program. This has increased from 1 billion to nearly 7 billion. The figure includes hard loans which are made at current rates of interest and soft loans which are allocated to poor countries at concessionary rates and usually channeled through the bank's affiliate—the International Development Association.
In deciding the emphasis of its lending policy, the bank has had to take into account the population explosion which is occurring in many poor countries of the world. It is a fact that the fertility rate of poor countries is often very high. This is one of the main reasons for these countries' remaining poor. Unfortunately, wide-ranging contraception programs do not usually reduce this rate because there is a strong and deeply rooted tradition among people in these countries to have big families. What the Bank discovered was that there was a link between economic and social development on the one hand, and reduction of fertility rate on the other. Thus, by improving basic health service, by introducing better nutrition, by increasing literacy, and by promoting more even income distribution in a poor country, a lower and more acceptable fertility rate would be achieved. This advance in thinking persuaded the bank to change its overall lending strategy. While previously it had concentrated on the big infrastructure projects, such as dams, roads and bridges, it began to switch to projects which directly improve the basic services of a country. There was a shift, if you like, from building dams to digging waterholes to provide clean water.
A second reason for the changes in the approach was that the bank had learned a bitter lesson from the project financed in the 1960s. Many of its major capital investments have scarcely touched the lives of the urban and rural poor. Nor had they created much employment. The projects did not have the trickle-down effect they had in industrialized countries. Instead, the huge dams, steel mills and so on were left as monuments to themselves. This redirection of its lending has meant that the bank has tended to support labor-intensive activities rather than capital-intensive ones both in rural and urban areas. There is a better chance in the first case that its funds will benefit the bottom 40% of a country's population. The bank is also looking at ways of stimulating the growth of small businesses in many developing countries, since this would create employment opportunities for people with low incomes.
Being such a big and obvious target, the bank has often come under fire. For example, its officials have been taken to task for using the Concord Supersonic Aircraft so frequently, about 500 times in one year. Also the large growth in the organization's personnel has not pleased some critics. A more substantial criticism has concerned the bank's policy of setting annual targets for lending to specified countries. This could lead to a deterioration in the quality of loans, some say. One former bank official has said, "rather than enco
A．the expansion of its loan program.
B．the inclusion of its hard loans.
C．the inclusion of its soft loans.
D．the previous lending policies.
A.discount loans; use
B.discount loans; source
C.fed funds; use
D.fed funds; source
The text is mainly about ______.
A．the effect of student loans today
B．how student loans are obtained
C．the sources of student loans that exist
D．the future of student loans
警告：系统检测到您的账号存在安全风险
为了保护您的账号安全，请在“简答题”公众号进行验证，点击“官网服务”-“账号验证”后输入验证码“”完成验证，验证成功后方可继续查看答案！
