This statement is arguable: My favorite singer is Lady Gaga.

The financial statements that are dated for a time period (rather than a specific time) are the

A．balance sheet and income statement

B．income statement and statement of cash flows

C．balance sheet and statement of owners' equity

D．all of the above

Saving Money

Where you save your money often depends on what you are saving for. If you are saving to buy a CD (光盘) or to go to a concert, then probably you would keep your money somewhere in your room.

If you are saving for a big purchase like a mountain bike or a school trip, where would you save your money？

One place to save money is the bank. Putting your money in a savings account will help your money earn more money. If you put your money in a piggy bank (猪形储蓄罐), one year later you'll still have the same amount of money you put in. If you put your money in a savings account, one year later, you'll have more money than you put in. Why？

When you keep your money in a bank, your money earns interest. Interest is an amount of money a bank pays you to use your money. The bank uses your money (and the money of other people, too) to loan money to people and businesses.

The bank will send you a statement several times a year. A bank statement tells you how much money you have in your account. It also tells you how much interest you have earned. If you leave your money in the bank, you can watch it growl

Another way you can save money is to buy a certificate of deposit or CD. If you have some money that you don't need to use for a long time, this is a good way to make your money grow.

You can buy a CD at a bank. You agree not to use the money for a certain period of time. That period might be from six months to five years. You can't touch your money during that time. If you do, you must pay a penalty, or fee.

Your money will earn more money if you put it

A．in your room.

B．in a piggy bank.

C．in your pocket.

D．in a savings account.

asmarkedA), B), C)4 choicesnumbered 40 to 44. For each question or statement, there ar

4Croud letter on the Answer and D). You should make the orret choice and mark the coresponding Sheet with a single line through the center.There are a few reasos whyje hnfebiedl buincs may have toubtein scuring businessfinancing (筹集资金) through a bank or credit union:

* Your business isn't fimmly established; If your business is less than two years old, it's unlikely that a traditional lender will be wlling to take a chancee on funding your business.

* Your businss credit score is lacking; Once you apply for an employer ienification (雇 主识别)

number, you have to start building a business credit score. You can improve the score by paying your bll,s establishing trade credit accounts, and staying in busines. The business and personal credit score both afect whether a lender is wlling to offer you business financing.

* You lack a demonstrated (证明的) need; Taking on debt is a common way for raising funds.However, you should never do so unless you need to. Lenders will refuse to finance a business that can't clearly show why they need funding, and how they'll pay it back.

If, as a home business owner, you discover an area that requires serious investment, you should be able to make your case to lenders, whether they are your local bank or an online lender.

40. A traditional lender will NOT be wlling to provide funds to a business if()

A) it is a foreign company

C) it is located in a remote area

B) it has been newly set up

D) it is a small family business

41. Whether a business can obtain financing is likely to be decided by().

A) its yearly profit

C) its business credit score

B) its business scale type

D) its relationship with a lender

42. To secure business financing, a business owner should clearly demonstrate to the lender().

A) the need for funding

C) the company's products

B) the marketing strategy

D) the business management

43. The expression “make your case" in the sentence “... you should be able to make your case to

lenders..." (Para. 5) means

A) give your sales plan

C) make your promise

B) offer your proposal

D) state your reasons

44，The passage is mainly about

A) when a home-based business should build a business credit score

B) how a family business applies for financing from a local bank

C) why a home-based business has difficulty obtaining financing

D) where a home-based business can secure business financing

A、Statement of financial position, statement of changes in equity, statement of P/L and OCI.

B、Statement of changes in equity, Statement of financial position, statement of P/L and OCI.

C、Statement of P/L and OCI, Statement of financial position, statement of owner's equity.

D、Statement of P/L and OCI, statement of changes in equity, Statement of financial position.

What is a sub-select statement？

A．a select statement that selects a subset of fields in a table

B．a select statement that returns a subset of the data in a table

C．a select statement that appears within another select statement

D．a select statement that returns a subset of the constraints on a field

What could the thesis statement ？

A.attitude

B.idea

C.opinion

D.expectation