Bank overdraft fee is
A.administration cost
B.production
C.distribution cost
D.finance cost
- · 有6位网友选择 C,占比60%
- · 有2位网友选择 B,占比20%
- · 有1位网友选择 D,占比10%
- · 有1位网友选择 A,占比10%
A.administration cost
B.production
C.distribution cost
D.finance cost
Which of the following sentences is NOT true according to the article?
A.Banks and credit unions of America have make profits by collecting overdraft fees from customers.
B.The customers of Bank of America could have been hit with overdraft fee for five times at most one year ago.
C.The Bank of America will probably take more similar measures to fight against the weak economy.
D.As the new policy required, the customer will be charged for $ 20.00 on the first day if over-drafting from Bank of America this year.
In April, 'Washington Mutual raised its overdraft fee in most states to $ 34 from $ 32. Also this year, the bank increased the number of times a day that a customer can be hit with this fee, from five to seven 'Washington Mutual spokesman Gary Kishner says the bank raises fees partly due to " competitive factors". This year, (Bank of America raised the fee charged on the first day a customer overdraws to $ 25 from $ 20. The bank also raised the number of times a customer can be hit with this fees per day to seven from five. And it's told customers that most signature debit-card transactions will reduce their balances that same day and be subject to fees if there isn't enough money in the account. (Before, consumers often avoided this fee if they deposited money before a purchase cleared
Bank of America spokeswoman (Diane Wagner says the bank adjusts fees to "establish more uniform. pricing for our national franchise".
Which of the following factors does Gary Kishner cite as one of the main reasons behind the increase in overdraft charges?
A.Competitive factors
B.Too little money in customers' accounts
C.The weak economy
D.Debit-card transactions
A.fee
B.account
C.merger
D.overdraft
A credit card is a plastic card (or its equivalent) to be used upon presentation by the cardholder to obtain money, goods, or services, possibly under a line of credit established by the card issuer. The cardholder is billed for any outstanding balance.
Credit card customers are given a credit limit on the credit card account and can buy goods and services up to this amount. Normally, banks will set different credit lines to the different groups of cardholders. Every time cardholder uses a credit card for purchasing, he/she must sign a sales slip in the presence of the seller, and the signature is then compared to the signature on the card. Copies of the sales slips have the details of the card and they also show the details and amount of the sale.
Each month the cardholder receives a statement from the bank which details all the trans- actions in the month, together with the total amount outstanding and any minimum amount that needs to be paid. When the full balance is not settled each month, the cardholder is charged a compound interest (say 0. 05% ) on the outstanding balance , and this is supposed to provide the bank with a main source of income (although in China , this revenue is still low because people are reluctant to run into debt) . Other two major sources of credit card services are the annual fee from the cardholders and the percentage of the sales revenue as the commission paid by the seller.
A credit card is a plastic card and the like to be used to obtain money, goods, or services and an overdraft is not allowed.
A.Right
B.Wrong
C.Doesn't say
The legal relationship between a bank and a customer with an overdraft is respectively
A.creditor; debtor
B.debtor; creditor
C.mortgagor; mortgagee
D.mortgagee; mortgagor
Interest on a bank overdraft will be charged to a firm's ______.
A.balance sheet
B.profit and loss account
C.current account
D.deposit account
A.credit balance
B.debit balance
C.bank balance
D.payment balance
此题为判断题(对,错)。
A、$21,990 balance at bank as stated
B、$3,670 balance at bank
C、$11,390 balance at bank
D、$3,670 overdrawn
A.$9,500
B.$7,000
C.$11,500
D.$9,000
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