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提问人：网友dbsn27000
发布时间：2022-01-07
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金融系统中，资金的流动必定伴随着风险的转移
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更多“金融系统中，资金的流动必定伴随着风险的转移”相关的问题
第5题
金融系统可以概括为商业银行主导和资本市场主导的两种体系。针对两种体系，请结合我国金融体系现实、商业银行和资本市场的特征差异，以及当下我国金融体制改革等，从对融资方价值评估、金融风险承担主体及方式、支持中小企业创新，以及监管部门实施监管的重点等角度，简要说出至少两点特征差异，并给出理由或证据。
第6题
以大数据为代表的金融科技已经全面渗透至支付结算、风险评估、智能理财等金融领域的方方面面。请结合现实中的例子，举例说明金融科技如何影响或促进了金融系统的功能。（需有明确的例子，并明确说明影响或促进了金融系统的何种功能；不得从网络直接拷贝，否则记为0分）
第7题
Suppose you put $1,000 into an account earning an interest rate of 5% per year for 5 years, and assuming you take nothing out of the account before then. What is the future value? What are the simple interest and the compound interest?
A、FV=$1,376.28; simple interest=$350; compound interest=$26.28
B、FV=$1,226.28; simple interest=$200; compound interest=$26.28
C、FV=$1,276.28; simple interest=$250; compound interest=$26.28
D、FV=$1,279.28; simple interest=$250; compound interest=$29.28
第8题
Georgette is currently 30 years old, plans to retire at age 65 and to live to age 85. Her labor income is $25,000 per year, and she intends to maintain a constant level of real consumption spending over the next 55 years. Assume no taxes, no growth in real salary, and a real interest rate of 3% per year. What is the value of Georgette’s human capital? And what is her permanent income?
A、$547,180.50; $20,063.19
B、$537,180.50; $20,063.19
C、$537,180.50; $20,763.19
D、$537,190.50; $20,163.19
第9题
Suppose a $10,000 T-bill that will mature in 3 months is currently selling for $9,800. If you purchase and hold the T-bill to maturity what rate of return would you earn on this investment computed as a continuously compounding annual rate (over the 3-month period)?
A、8.181%
B、8.081%
C、9.011%
D、8.053%
第10题
You are taking out a $100,000 mortgage loan to be repaid over 25 years in 300 monthly payments. (a) If the interest rate is 16% per year what is the amount of the monthly payment? (b) If you can only afford to pay $1000 per month, how large a loan could you take? (c) If you can afford to pay $1500 per month and need to borrow $100,000, how many months would it take to pay off the mortgage? (d) If you can pay $1500 per month, need to borrow $100,000, and want a 25 year mortgage, what is the highest interest rate you can pay?
A、(a) $1358.89; (b) $73,590; (c) 166; (d) 1.582% per month
B、(a) $1368.89; (b) $73,590; (c) 176; (d) 1.482% per month
C、(a) $1358.89; (b) $75,590; (c) 166; (d) 1.482% per month
D、(a) $1358.89; (b) $73,590; (c) 166; (d) 1.482% per month
