Your great financial burden does not justify your ______ your parents in such a relentless
A.treating
B.treat
C.to treat
D.treated
A.treating
B.treat
C.to treat
D.treated
听力原文:M: Hi, Lily. Great graduation party, isn't it?
W: Yes, everyone here is having a good time. Any ideas for the future?
M: Well, I'm interested in finance and my uncle runs a company in Hong Kong, so I decided to go to Hong Kong University.
W: Sounds great. Hong Kong is an international financial center. You will surely go far there.
M: What about you?
W: I'd like to go to university in Beijing.
M: What do you want to take as your major, computer science or medicine?
W: I prefer medicine. It's always being my dream to be a doctor.
What are the two speakers talking about?
A.Their future study.
B.The graduation party.
C.The college entrance exam.
听力原文: Good morning. I'm Bob Lucas and I'll be your host on Money Talks here on BQ Radio tomorrow morning at ten. We've got a great lineup for you this week. We'll be giving you a rundown on the latest credit card deals from the big banks, and discussing pension plans and when you should start saving for retirement. In the Your Money slot, you can hear local financial adviser Diane Lee talking to school teacher Joanne Hopkinson about her personal finances, and helping her to find ways to save money on her tax and mortgage payments. And of course, Money Matters' own investment consultant, Antonio Moreno, will be giving you some hot tips on investments. So, to learn how to manage your money, tune in to Money Talks tomorrow at ten with me, Bob Lucas.
When will the program be broadcast?
A.This afternoon
B.This evening
C.Tomorrow morning
D.Every Monday
Dodge Household Furniture Co.
25 east Tenth Street
Chicago, III
May 14, 2008
Mr. Walter Roberts, Office Manager
Great Investment Trust Co.
69 Jones Street, New York
Dear Mr. Roberts,
The unfavorable condition of the market here has compelled us to approach you for a short-term loan of 60, 000 dollars to extricate us from temporary difficulties. We leave it to you to fix the rate of interest.
As we have been doing business to each other's advantage for so long a time, we trust that you will be kind enough to oblige us with the said amount. We promise to pay back the money as soon as business begins to improve.
Your favorable reply will be highly appreciated by,
Yours very respectfully,
Dodge Household Furniture Co.
(Signed)
Henry Norris
Henry Norris
Manager
Great Investment Trust Co.
69 Jones Street, New York
May 20, 2008
Mr. Henry Norris, Manager
Dodge Household Furniture Co.
25 east Tenth Street
Chicago, III
Dear Mr. Norris,
We are deeply distressed to learn from your letter that your company is now in an adverse financial situation as a result of business depression and badly in need of a loan. Considering our long-standing clientage of mutual benefit, we deem it our duty to help you out of the present dilemma. Herewith we send you under separate cover a check for the full sum as requested. Please note that the rate of interest is 4 % per month and 4. 5% per quarter. We are confident that your business will soon look up. Wish you very good luck.
Yours very respectfully,
Great Investment Trust Co.
(Signed)
Walter Roberts
Walter Roberts
Office Manager
Why does Mr. Norris write to Mr. Walter Roberts?
A.Because he wants to tell Mr. Walter Roberts their difficulties.
B.Because he wants to ask Mr. Walter Roberts to pay their check.
C.Because he wants to borrow some money from Mr. Walter Robert's company.
D.Because he wants to analysis the financial situation for Mr. Walter Roberts.
A.Universal life insurance was the best solution to the rigidity of whole life insuranc
E.It let consumers enjoy much greater flexibility by allowing premium payment amounts to be adjustabl
E.With a universal life policy, you could also withdraw from your plan without the heavy penalties and interest that whole life plans carried with them.
B.Other varieties of permanent life insurance later came on the sc
E.For example,variable life insurance emerged as a solution for consumers who wanted to take a greater risk with their investment but also gain the potential for much higher returns. Variable permanent life insurance is the best of both worlds because it combines the perks of whole life with the flexibility of universal. You can have greater control over the money you invest in your plan when you choose this option. Additionally, permanent health insurance plans all have great tax breaks, so when you combine the tax incentives of permanent life with the possible returns of investing in a variable plan, you may see your money explode in growth over tim
E.No matter which permanent life option you choose,if you think you are a candidate for coverage,you should seek out an independent financial advisor that can assist you with choosing from these options.
C.You know that investing, risk, and liquidity are not your primary motivators for purchasing life insuranc
E.The main reason is to protect your family with money for their living expenses if you di
E.The great thing about permanent life insurance is that it accomplishes this goal for your whole lifetime,and although investing is secondary, you also get the key benefit of an investment component. A permanent life insurance policy has a kind of "savings account" built right into the policy, so you have the ability to tap into or borrow against the cash value your policy has accumulated over time
D.Permanent life insurance is better than term life because term insurance only covers you for a predetermined number of years. Although term life plans carry much lower premium payments, the policies build up no cash value over tim
E.Permanent life plans are also great because the cash value that you accumulate over time is not taxed until you decide to withdraw it. You can even sidestep those taxes by taking out a loan against your policy. This is great for people who make a lot of money because they can shelter their earnings in a permanent life plan when they have maxed out all of their other investment options.
E.One of the primary disadvantages of permanent life insurance is that it provides more coverage than most people may nee
D.In addition, if you have not maxed out your other investment options, then a permanent life plan might not be your best investment. The goal of permanent life insurance is to provide growth and protection for investors, but most should really seek out those characteristics in separate plans.
F.Additionally, because premiums for permanent life plans tend to be very high, you may be tempted to buy less of a death benefit than you really nee
D.For example,a permanent life insurance policy for $1 million for a 40-year-old woman in great health may cost her as much as $13,900 a year. On the other hand,that same woman could land a $1 million term policy for 20 years for about $750. That’s a massive price difference,so cost may essentially be the biggest disadvantage of permanent life insuranc
E.G. Finally, permanent health insurance plans may not be very transparent, so it may be difficult to figure out how much the policy is actually worth as an investment. Some financial experts point out that a good solution to this problem may be to buy a term policy and invest the rest of your money through other avenues. The first place to start is to ask for life insurance quotes and evaluate which option is right for you.
B: Thank you.I'm pleased to meet you, Mr.Brown.My name is Kathy Perless, the representative of GREen Textile Import and Export Corporation.
A: Pleased to meet you too, Ms.Perless.I travel a lot every year on business, but this is my first visit to your country.I must say I have been much impressed by your friendly people.
B: Thank you for saying so.Have you seen the exhibition halls? On display are most of our products, such as silk, woolen knitwear, cotton piece goods, and garments.
A: Oh, yes.I had a look yesterday.I found some of the exhibits to be fine in quality and beautiful in design.The exhibition has successfully displayed to me what your corporation handles.I've gone over the catalogue and the pamphlets enclosed in your last letter.I've got some idea of your exports.I'm interested in your silk blouses.
B: Our silk is known for its good quality.It is one of our traditional exports.Silk blouses are brightly colored and beautifully designed.They've met with great favor overseas and are always in great demand.
A: Some of them seem to be of the latest style.Now I've a feeling that we can do a lot of trade in this line.We wish to establish relations with you.
B: Your desire coincides with ours.
A: Concerning our financial position, credit standing and trade reputation, you may refer to Bank of Hong Kong, or to our local Chamber of Commerce or inquiry agencies.
B: Thank you for your information.As you know, our corporation is a state-owned one.We always trade with foreign countries on the basis of equality and mutual benefit.Establishing business relations between us will be to our mutual benefit.I have no doubt that it will bring about closer ties between us.
A: That sounds interesting.I'll send a fax home.As soon as I receive a definite answer, I'll make a specific inquiry.
B: We'll then make an offer as soon as possible.I hope a lot of business will be conducted between us.
A: So do I.
回答题
根据短文内容,从短文后的选项中选出能填入空白处的最佳选项,并在答题卡上将该项涂
黑。选项中有两项为多余选项。
There are few people who draw up life goals. Most people want to take one step at a time, and are frightened when they .have to set life goals. 31.
They can"t be more wrong. Life goals are only a road map. They record what you want to be at the end of your life. 32 Others may want to be known as great builders or great sportspeople. In fact, there is no end to what you may want to be.
However, the only way you can achieve your dream is by writing down your goal. Once you have done that, you need to break this goal into several small goals. While writing the small goals, you must provide for change. 33 If you want to achieve your goals, you should be prepared to change them from time to time. This makes your goals really up-to-date.
Also, there cannot be just one life goal. There are at least five subjects that you need to address. These are: education, career(职业), family, health and money.34 For example, there can .be no career goals unless they are backed by education goals. Similarly, there can be no family goals unless they are based on practical financial(金融的) goals.
None of these goals is taught in college. Yes, there are some families that try to train their kids to think wisely, and plan for their life. 35 They know what they want to get in life, They are also mentally prepared for most of the difficulties they expect to meet on the way.
A.These are happy families.
B.Good health helps you to realize your goals,
C.Nothing remains unchanged in this world.
D.Many people do not know how to set life goals.
E.to them, life is too big to be reduced to a few goals.
F.You will find that all these goals are related.
G.Some may want to be known as great scientists.
31___ 查看材料
To: Tony Jockson
From: Human Resources
Date: July 14, 2009
Subject: Company Box: Seats Available
Dear Mr. Jackson,
Can you tell your crew that several of our major customers; Stormgard Ltd, Unicorn Farming Inc. etc. have had to cancel their visits to Great Britain at the last minute due to pressing financial matters. Therefore, this leaves us with several empty seats for this weekend's football match. Whoever would like to see this International Friendly between the German Professional teams should call Star-mail Personnel as soon as possible. To be fair it's first come first serve and no more than four tickets to any one person.
Yours Truly
Human Resources
Who can get free tickets?
A.People who know Mr. Jackson
B.Employees who speak German
C.Employees from Tony's company
D.Football fans
听力原文:M: Uh, could I borrow a few dollars until payday? I need cash badly.
W: Uh, yeah, I guess, but I'm short of pennies myself, and you still owe me $ 20 from last week. And mom and your friends said you borrowed money from them this past week.
M: Oh, yeah.
W: How are things going anyway?
M: Well, not very well. To be honest, I'm really in the hole, and I can't seem to make ends meet these days.
W: What do you mean? I thought you landed a great job recently, so you must be loaded.
M: Well, I do have a job, but I've used my credit cards to pay off a lot of things recently, but now, I can't seem to pay the money off.
W: Uh, do you have a budget? I mean, how do you keep track of your income and expenses?
M: Well, when my money runs out, I come to you, of course.
W: Great!
M: No, but I guess I should have some financial plan.
W: Well, let me see if I can help you. How much money do you spend on your apartment?
M: Uh, I pay $ 890 on rent for the studio apartment downtown not including utilities and cable TV. But the place has an awesome view of the city.
W: Uh, $ 890! Why arc you paying through the nose for such a small place when you could find a cheaper one somewhere outside of the downtown area?
M: Yeah, I guess.
W: Okay. How much money do you spend on food a month?
M: Hmmm. I'm not really sure. I think I spend around $ 600.
W: $ 600?!
M: Well, I go out to eat at least four times a week, so those expenses add up. I just don't enjoy eating alone, and I don't have the ability for cooking like you do.
W: Well, I can understand that, but perhaps you ought to buy some microwaveable meals you could prepare at home.
M: Well, I guess I could.
W: And entertainment?
M: Well, I spend a few dollars here and there on basketball and movie tickets, a concert or two, and ballroom dance lessons.
W: Uh, exactly hoe much do you spend on all of these? Just a "few" dollars?
M: Well, oh about $ 400 or so.
W: Or so? No wonder you're having money problems. You can't just blow your money on things like that! And what about transportation?
M: Oh, I commute to work everyday in my new car, but I got a great deal, and my monthly payments are only $ 450 a month. Come outside and take a look. We can go for a spin!
W: No, I've heard enough. You've got to control your spending, or you'll end up broke. I suggest you get rid of your credit cards, cut back on your entertainment expenses, and sell your car. Take public transport from now on.
M: Sell my car? I can't date without a ear. What am I going to say? "Uh, could you meet me downtown at the bus stop at 7:00?" Come on!
W: And you nee to create a budget for yourself and stick to it, and start with paying off your bills, starting with me. You owe me $ 50 dollars.
M: Fifty dollars! Wait, I only borrowed $ 20 from you last week. How did you come up with $ 50?
W: Financial consulting fees. My advice is at least worth $ 30!
(23)
A.He has a lot of expenses including student loans.
B.He's in debt and is trying to borrow money.
C.He has a decent jolt, but he's looking for a new one.
D.He lent money for his friends and give financial advices.
听力原文:M: Hi, Nancy. Could I borrow some money until payday?
W: Uh, yeah, I guess. How are things going anyway?
M: Well, not very well. I've used my credit cards to pay off a lot of things recently, but now, I can't seem to pay the money off.
W: Uh, do you have a budget? I mean, how do you keep track of your income and expenses?
M: No, but I guess I should have some financial plans.
W: Well, let me see if I can help you. How much money do you spend on your apartment?
M: Uh, I pay $890 on rent for the studio apartment downtown, not including utilities and cable TV. But the place has an awesome view of the city.
W: Uh, $890! Why are you paying so much for such a small place, when you could find a cheaper one somewhere outside of the downtown area?
M: Yeah, I guess.
W: How much money do you spend on entertainment a month?
M: Well, I spend a few dollars here and there on basketball and movie tickets, a concert or two, and ballroom dance lessons.
W: Uh, exactly how much do you spend on all of these?
M: Well, oh...about $400.
W: No wonder you're having money problems. You can't just blow your money on things like that! And what about transportation?
M: Oh, I commute to work everyday in my new sports car, but I got a great deal, and my monthly payments are only $450.
W: Well, I think you've got to reduce your spending, or you'll end up broke. I suggest you get rid of your credit cards, cut down on your entertainment expenses, and sell your car. Take public transportation from now on.
(20)
A.How to borrow money from friends.
B.How to reduce expenses on transportation.
C.How to work out a financial plan.
D.How to rent a cheap apartment.
Here's what it won't do: It won't eliminate the need to shop at stores, drive a car, visit friends, or do most of the things you normally do now.
It might make things you do easier and more convenient. Movies you now can get only at the video store will be available on your TV 24 hours a day. Videoconferencing will make working from home, or telecommuting, simpler and more practical.
The information superhighway will carry all kinds of personal matters, from your tastes in movies to your political affiliations to our buying habits. How this information will be protected is one of the great unknowns.
Computer hackers represent another threat. Last February, high-tech marauders were able to steal thousands of passwords from Internet; this would allow them to read hundreds is personal files, including E-mail, such break-in could result in anything from a minor inconvenience to a loss privacy.
On the other hand, computerized systems give financial institutions much better tools for tracking transactions and spotting patterns of criminal behavior. For example, visa's new neural network has helped U.S. banks that issue credit cards slash counterfeiting by $ 20 milling in one year. Section C News Broadcasting
The information superhighway can be applied to the following aspects, except which?
A.Education
B.Conversation
C.Shopping
D.riving a car
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