Which banks may become a transferring bank （） Negotiating bank

Which banks may become a transferring bank？

(1)( ) Confirming bank

(2)( ) Nominated bank

(3)( ) Specifically authorized bank

(4)( ) Negotiating bank

A、Bank of England

B、Barclay Bank

C、HSBC

D、Natwest Bank

A、When an issuing bank determines that a presentation does not comply, it may, with the agreement from the negotiating bank, approach the applicant for a waiver of the discrepancies.

B、When an issuing bank determines that a presentation is complying, it may in its sole judgement, decide whether or not to honour.

C、Banks may refuse to honour or negotiate discrepant documents.

D、Notice of refusal must be given to presenter no later than close of the tenth banking day following the day of presentation.

A、A.A community bank

B、B.A retail bank

C、C.A universal bank

D、D.An international bank

One advantage French banks have over British banks is that

A．you may take out more money than what is in the account

B．the interest rates on bank accounts are higher

C．cheques are dealt with more rapidly

D．you don't have to pay for services

Which of the following is implied in the passage？

A．A very important purpose of bank - supervision is to provide adequate capital for their operation.

B．A very important purpose of bank - supervision is to ensure banks to operate with adequate capital.

C．A very important purpose of bank - supervision is to put additional restrictions on the banks' operations.

D．A very important purpose of bank - supervision is to concentrate on risks.

A、A.The number of banks is declining

B、B.The number of bank branches is declining

C、C.The number of bank competitors is increasing

D、D. Bank industry convergence

Prior to transfer of the credit, the first beneficiary must instruct the transferring bank that

(1)( ) he will transmit all the amendments hereafter to the second beneficiary.

(2)( ) whether or not he retains the right to refuse to allow the transferring bank to advise amendment to the second beneficiary (ies).

听力原文：M: Most banks tend to decline loan proposals which are highly speculative.

W: I think because the banks expect the loan to generate sufficient profit and positive cash-flow for themselves and for the clients.

Q: What will the banks usually do to the highly speculative loan proposals？

(15)

A．The banks will disapprove them.

B．The banks will approve them.

C．The Bank will benefit from the loans.

D．The bank will make profit from lending.