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提问人：网友hcbaa1988 发布时间：2022-01-07
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Describe an interesting discussion you had about how you spend your money. You should say:

who you had the discussion with why you discussed this topic what the result of the discussion was and explain why this discussion was interesting for you.

简答题官方参考答案 （由简答题聘请的专业题库老师提供的解答）
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更多“Describe an interesting discussion you had about how you spend your money. You should say:”相关的问题
第1题
Children can’t understand job titles like “systems analyst”.
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第2题
More than how much money comes in it's a matter of how you spend it.That's where budgeting comes in.A detailed budget helps you keep tabs on your income.There are many people who are able to live comfortably on what they earn, even if their income is modest.A budget, therefore, keeps track of income and expenses.It will segregate your fixed expenses like your food, stay and insurance and your variable expenses like your travel, entertainment, etc.

Adequate insurance for you and your family is an essential part of investing.Life, health and property insurance protect you and your loved ones from unforeseen mishaps.It is also wise to make a will so that your assets can be handled smoothly.

Good personal finance management involves investing, managing risk, insurance, understanding and handling debt and credit, knowing the value of time and money and ensuring that your retirement is taken care of.While planning you make an assessment of your present situation in relation to your goals.Managing personal finances becomes a hassle when you get into debt.Debt is what you owe, and can be good and bad.If you have borrowed money to buy property, it is an investment and the money you pay against interest on the loan is tax deductible.But running up debts like overdue credit cards is not good.This is why budgeting is very important so that you know exactly where your money is going.It is very easy to lose track of what you spend without a budget.

There are multiple ways to invest and save for the future.The crux of the matter is to keep in mind your sources of income and account for your expenses, while keeping a budget that is feasible.Periodical review keeps you in control of your personal finance.

1.The word "modest" in Para.1 probably means "____________"?

2.How many ways of finance management does the author mainly mention?

A.3

B.4

C.5

D.2

3.What's the essential part of investing for a family?

A.Sources of income

B.Various expenses

C.Adequate insurance

D.Detailed budget

4.How does the author think of debt?

A.It's completely bad

B.It's both good and bad

C.It's wonderful

D.It's not mentioned

5.What does this passage mainly talk about?

A.How to manage money

B.How to spend money

C.How to invest money

D.How to loan money

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第3题
Well, I’d like to begin by saying how pleased I am that so many of you have come to the first of our study skills session this term. In the past, many students have said how much they appreciated the classes. “Why didn’t they tell me that at school?” is one of the most frequent remarks. Further education is quite different from being at school ….

A、Section 1 - Conversation in an everyday social context

B、Section 2 - Monologue in an everyday social context

C、Section 3 - Conversation in an educational context

D、Section 4 - Monologue in an educational context

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第4题
Woman: Okay, well that’ll make it considerably cheaper then. The bus will cost $1.50 each way, and the train will be – the train to Harbour City will … still cost $10.00 because you’ll be travelling during peak hours in the morning, so no savings there, I’m afraid. However, if you could come back at an off-peak time … Man: What does that mean?

A、Section 1 - Conversation in an everyday social context

B、Section 2 - Monologue in an everyday social context

C、Section 3 - Conversation in an educational context

D、Section 4 - Monologue in an educational context

点击查看答案
第5题

Twenty five years ago, Muhammed Yunus, a Bangladeshi economics teacher, was visiting a village when he met a woman who made bamboo stools. She couldn’t afford to buy the bamboo to make the stools, so she had to borrow the money from the bamboo sellers and then pay them a large part of the profit from each one she sold. There was so little money left for her to keep that she couldn’t afford to buy more bamboo, so she had to borrow more money. And so the cycle continued with no way out for her. She couldn’t borrow money from friends or family because they were as poor as she was. She couldn’t borrow from the bank because she had no collateral to guarantee that she would pay back the loan. The stool maker needed to sell stools to support her children.

A、True

B、False

C、Not given

D、///

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第6题
Repayment rates are very high for two main reasons. Firstly, borrowers know that they cannot borrow again if they don’t repay the first loan. And secondly, they must join a group of other borrowers who all share some responsibility for other members’ loans and are encouraged to make group decisions. So there is considerable peer pressure and support from the group to encourage them to pay it all back. Almost all borrowers pay back the money they borrow.

A、True

B、False

C、Not given

D、///

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第7题
The total length for the writing exam is 1 hour. How many minutes should you spend on the essay?

A、20

B、30

C、40

D、60

点击查看答案
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