Credit Card .Only Works When Spoken to

第1题

？Read the text below about the US Banking System. ？For each question （31-40), write one wo

？Read the text below about the US Banking System.

？For each question (31-40), write one word in CAPITAL LETTERS on your Answer Sheet.

The US Banking System

The US banking system is not as tightly centralized As European systems. At its head we find the Federal Reserve Board (the "FED"), which works through twelve regional Federal Reserve banks. The Board, (31) responsibility is directly to the Congress, is an independent agency, not subject to the orders of the President. But of course, a large amount of cooperation does exist (32) the White House and the Treasury on the one hand, and the Board on the (33) .

Credit cards are issued by banks or certain organizations and may be used by the (34) to have purchases (goods or services such as meals, accommodation and travel) charged to a bank account. The account is (35) for the corresponding amount and the card holder is sent monthly statements of account.

Some credit cards are (36) internationally by many stores, hotels and restaurants. Cards holders may also obtain cash (37) presenting their card in a local bank, or by using automatic cash machine.

Credit cards are issued by banks to their clients and guarantee the solvency of the holders (38) they pay by checks.

In the USA. it is frequent for stores to (39) charge accounts for their customers. Instead of paying in cash the buyer only has to (40) a numbered card for the purchase to be charged to his account.

(31)

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第2题

In what way is a bank credit card different from a store credit account？A．It can be presen

In what way is a bank credit card different from a store credit account？

A．It can be presented at any place.

B．The holder can use it at his bank only.

C．It is not used at a shop only, but at almost all kinds of business where there is a bank card sign.

D．It can be used only at the bank where the card is issued.

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第3题

Some restaurants only accept（）as a form. of payment so make sure that you have enough on you.

A.a credit card

B.money

C.a cheque

D.cash

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第4题

1. Credit card before 1950 can only be used at one merchant.

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第5题

听力原文：A credit card that only works when it hears its owner's voice has been developed

听力原文： A credit card that only works when it hears its owner's voice has been developed by U. S. scientists. Researchers hope that the device, which comes with a built-in voice recognition chip and microphone, will be a weapon in the battle against credit card fraud. Even if thieves know a card's password and personal identification number, they will still have to copy the owner's voice accurately. The trial-card was created by scientists as B card in California U. S. The first version is three times as thick as a normal credit card. But researchers believe smaller chips will allow the card to slim down to a more conventional size. The card is apparently the first to put a voice recognition chip, a microphone, speaker and a battery into a credit card. To use the card, the owner first presses a button, and hears the prompt: say your password. If the password is correct and spoken by the right person, the card emits an identification signal which is processed by a computer connected to the Internet. Researchers hope to get the card to handle ten transactions per day for two years before its non-replaceable battery runs out.

According to the news, what makes this credit card different from conventional ones is ______.

A．that it can hear the owner's voice.

B．that it can remember a password.

C．that it can identify the owner's voice.

D．that it can remember the owner's PIN.

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第6题

听力原文：The Credit Card in the U. S. Today, more and more people in the U. S. are using c

听力原文： The Credit Card in the U. S. Today, more and more people in the U. S. are using credit cards instead of money to buy what they need. Almost anyone who bas a steady income and a continuous work record can apply for a credit card. With a credit card, you can buy a car, eat a dinner, take a trip, and even get a haircut by charging the cost to your account. In this way, you can pay for purchases a month or two later. Or you may choose to spread out your payments over several months and pay only part of the total amount each month.. With a credit card , you don’t have to carry much cash and you don’t have to be concerned about losing your money through carelessness or theft. The card user only has to worry about paying the final bill. This of course can be a problem if you charge more than you can pay for. （）

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第7题

Credit Card Only Works When Spoken To A credit card that will not work unless it hear

Credit Card Only Works When Spoken To

A credit card that will not work unless it hears its owner's voice could become al important weapon in the fight against fraud (欺骗).

The card requires users to give a spoken password that it recognizes using a built-in voice-recognition chip. The idea is to prevent thieves using a stolen card or fraudsters using someone else's credit card details to buy goods online.

A model built by engineers at Beepcard in Santa Monica, California, represents the first attempt to pack a microphone, a loudspeaker, a battery and a voice-recognition chip into a standard-sized credit card.

They are not quite there yet: the card is the length and width of an ordinary credit card, but it is still about three times as thick. The company now plans to make it thinnet.

The voice card is based on an earlier Beepcard technology d esigned to prevent fraud in online transactions. This earlier card has no microphone," but has a built-in loudspeaker that it uses to "squawk" (发出叫声)a voice ID signal via a computer's microphone to an online server.

By verifying (证实) that the signal matches the card details, the server can establish that the user is not simply keying in a credit card number but actually has the card to hand．The ID code changes each time the card is used in a pre-ordered sequence that only the server knows.

This prevents fraudsters recording the beeps, noting the card details and then playing back the audible ID when they key in the details later. But this earlier technology cannot prevent fraudulent use of stolen cards. The new one can.

The new voice card also identifies itself by its ID squawk, but it will not do this until it has verified the legitimate (合法的) user's spoken password．Thieves will be unable to use the card because even if they knew the password they would have to be able to copy the owner's voice with a high degree of accuracy.

The challenge for Beepcard has been to develop voice-recognition and audio circuitry that can be powered by a mini battery embedded (嵌入的) in a credit card．To maximize battery life, the electronics are only switched on when the card is being used.Pressing a button on the card's surface prompts it to utter "Say your password" in female voice. If the voice-recognition software proves that the password is authentic (真实的), it sends its ID squawk which the server then identifies, allowing the transaction to proceed.

第 36 题 The voice credit card is an important invention because

A．it can be made cost-effectively.

B．it can leave voice messages.

C．it makes online shopping easy.

D．it makes fraud difficult.

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第8题

听力原文：The Credit Card in the U. S. Today, more and more people in the U. S. are using c

听力原文： The Credit Card in the U. S.

Today, more and more people in the U. S. are using credit cards instead of money to buy what they need. Almost anyone who bas a steady income and a continuous work record can apply for a credit card.

With a credit card, you can buy a car, eat a dinner, take a trip, and even get a haircut by charging the cost to your account. In this way, you can pay for purchases a month or two later. Or you may choose to spread out your payments over several months and pay only part of the total amount each month.. With a credit card , you don’t have to carry much cash and you don’t have to be concerned about losing your money through carelessness or theft. The card user only has to worry about paying the final bill. This of course can be a problem if you charge more than you can pay for.

(1)

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第9题

Credit Card Only Works When Spoken ToA credit card that will not work unless it hears its

Credit Card Only Works When Spoken To

A credit card that will not work unless it hears its owner's voice could become an important weapon in the fight against fraud (欺骗).

The card requires users to give a spoken password that it recognizes using a built-in voice-recognition chip. The idea is to prevent thieves using a stolen card or fraudsters using someone else's credit card details to buy goods online.

A model built by engineers at Beepcard in Santa Monica, California, represents the first attempt to pack a microphone, a loudspeaker, a battery and a voice-recognition chip into a standard-sized credit card.

They are not quite there yet: the card is the length and width of an ordinary credit card, but it is still about three times as thick. The company now plans to make it thinner.

The voice card is based on an earlier Beepcard technology designed to prevent fraud in online transactions. This earlier card has no microphone, but has a built-in loudspeaker that it uses to "squawk" (发出叫声) a voice ID signal via a computer's microphone to an online server.

By verifying (证实) that the signal matches the card details, the server can establish that the user is not simply keying in a credit card number but actually has the card to hand. The ID code changes each time the card is used in a pre-ordered sequence that only the server knows.

This prevents fraudsters recording the beeps, noting the card details and then playing back the audible ID when they key in the details later. But this earlier technology cannot prevent fraudulent use of stolen cards. The new one can.

The new voice card also identifies itself by its ID squawk, but it will not do this until it has verified the legitimate (合法的) user's spoken password. Thieves will be unable to use the card because even if they knew the password they would have to be able to copy the owner's voice with a high degree of accuracy.

The challenge for Beepcard has been to develop voice-recognition and audio circuitry that can be powered by a mini battery embedded (嵌入的) in a credit card. To maximize battery life, the electronics are only switched on when the card is being used. Pressing a button on the card's surface prompts it to utter "Say your password" in female voice. If the voice-recognition software proves that the password is authentic (真实的), it sends its ID squawk which the server then identifies, allowing the transaction to proceed.

The voice credit card is an important invention because

A．it can be made cost-effectively.

B．it can leave voice messages.

C．it makes online shopping easy.

D．it makes fraud difficult.

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第10题

根据下列文章,请回答 41～45 题。 Credit Card Only Works When Spoken To Acredit card tha

根据下列文章,请回答 41～45 题。

Credit Card Only Works When Spoken To

Acredit card that will not work unless it hears its owner's voice could become an important weapon in the fight against fraud (欺骗).

The card requires users to give a spoken password that it recognizes using a built-in voice-recognition chip. The idea is to prevent thieves using a stolen card or fraudsters using someone else's credit card details to buy goods online.

Amodel built by engineers at Beepcard in Santa Monica, California, represents the first attempt to pack a microphone, a loudspeaker, a battery and a voice-recognition chip into a standard-sized credit card.

They are not quite there yet: the card is the length and width of an ordinary credit card, but it is still about three times as thick. The company now plans to make it thinner.

The voice card is based on an earlier Beepcard technology designed to prevent fraud in online transactions. This earlier card has no microphone, but has a built-in loudspeaker that it uses to "squawk" (发出叫声) a voice ID signal via a computer's microphone to an online server.

By verifying (证实) that the signal matches the card details, the server can establish that the user is not simply keying in a credit card number but actually has the card to hand. The ID code changes each time the card is used in a pre-ordered sequence that only the server knows.

This prevents fraudsters recording the beeps, noting the card details and then playing back the audible ID when they key in the details later. But this earlier technology cannot prevent fraudulent use of stolen cards. The new one can.

The new voice card also identifies itself by its ID squawk, but it will not do this until it has verified the legitimate (合法的) user's spoken password. Thieves will be unable to use the card because even if they knew the password they would have to be able to copy the owner's voice with a high degree of accuracy.

The challenge for Beepcard has been to develop voice-recognition and audio circuitry that can be powered by a mini battery embedded (嵌入的) in a credit card. TO maximize battery life, the electronics are only switched on when the card is being used. Pressing a button on the card's surface prompts it to utter "Say your password" in female voice. If the voice-recognition software proves that the password is authentic (真实的), it sends its ID squawk which the server then identifies, allowing the transaction to proceed.

第 41 题 The voice credit card is an important invention because

A．it can be made cost-effectively.

B．it can leave voice messages.

C．it makes online shopping easy.

D．it makes fraud difficult.

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Credit Card .Only Works When Spoken toA credit card that will not work unless it hears its